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Balance Transfer Credit Cards

The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

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Discover® More® Card - Balance Transfer Fee*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 18 months on Balance Transfers; 6 on Purchases* 10.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*

Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 15 months on purchases & balance transfers* 10.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*

Discover® Open Road Card

  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 12 months on purchases & balance transfers* 10.99% - 20.99% (Variable)* $0* Yes* Excellent

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 18 months on balance transfers and purchases* 12.99% - 21.99%* (Variable) $0* Yes* Excellent Credit*

Citi® Platinum Select® MasterCard®

  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 18 months on balance transfers and purchases* 11.99%-21.99%* (Variable) $0* Yes* Excellent Credit*
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* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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