Credit Cards For Bad Credit

The following Credit Cards and Prepaid Debit Cards, some of which are fee based, are for People with Bad Credit or less than perfect credit. Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors and maintaining your account balances below the credit limits is the key to changing your financial future. Choose from both secured and unsecured credit card offers below.

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First PREMIER® Bank Gold Credit Card
  • Low fixed APR
  • Your account history reports monthly to the major Consumer Reporting Agencies
  • Convenient account access by phone available 24/7
  • Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* See website* See website* N/A* Bad Credit*

AccountNow® Prepaid Visa® Card
  • 100% Guaranteed Approval*
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • $0 Activation Fee - when you load your card by direct deposit
  • New iAdvanceSM loan option - no credit check
  • No Overdraft Fees or Minimum Balance Required
  • Re-loadable with a $10,000 balance limit
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* N/A* $9.95 monthly* No* No Credit Check*

UPside Visa® Prepaid Card
  • The power of a bank account in a Visa Prepaid card
  • Compare with other cards: the cheapest prepaid card currently available.
  • $0 activation fee. $0 monthly fee if minimum load is received each month
  • Free Direct Deposit from employers
  • No credit check. Bad credit is ok
  • Deposit cash at 60,000 locations nationwide
  • Write personal checks, best to pay rent or other bills
  • Accepted anywhere Visa debit cards are accepted, including abroad and online
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* N/A* $0.00* No* No Credit Check*

First PREMIER® Bank Credit Card
  • Apply for a Visa® or MasterCard® card with a low fixed APR
  • After 6 months, request a credit limit increase
  • First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
  • The application process is quick and simple
  • Access your account by phone 24 hours a day
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* See website* See website* N/A* Bad Credit*

READYdebit® Visa Prepaid Card
  • Now with Credit Builder – For Free
  • Always great customer service
  • 100% Guaranteed Approval* - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Free Unlimited Purchase Transactions
  • Free Direct Deposit
  • Free Online Bill Payment & Check Writing
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* N/A* as low as $4.95 monthly* No* No Credit Check*
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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