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No Credit History

The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you. Apply for the Limited or No Credit credit card of your choice by completing a secure online application.

New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability for the account.

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Green Dot® Gold PrePaid Visa®

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* N/A* up to $5.95 monthly* N/A* No Credit Check*

Green Dot® Gold PrePaid Visa®

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* N/A* up to $5.95 monthly* N/A* No Credit Check*

Pink ACE EliteTM Visa® Prepaid Card

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* N/A* up to $9.95 monthly* N/A* No Credit Check*

Capital One® Cash Rewards for Newcomers

  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* 24.9% (V)* None* Yes* Fair Credit*

Green Dot® PrePaid MasterCard®

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* N/A* up to $5.95 monthly* N/A* No Credit Check*
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* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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