Using Credit Cards Wisely

Recent Articles

• How Fed rate cuts affect credit card interest rates Fed rate cuts mean that it may be a good idea to shop around for the best credit card interest rate.
• Teaching kids how to use credit cards Prepaid credit cards for kids can help young people learn how to use credit wisely.
• The hidden costs of credit cards Are you paying for things you aren't aware of? Understand how credit card fees are calculated and save.
• Ask an expert: Credit card minimum payments Q: What formula do credit card companies use to calculate your required minimum monthly payment?
• Tips for using credit cards Credit cards can be good financial tools, if used the right way. Follow our tips to understanding your credit cards.
• What you need to know about credit cards A credit card can help you build a strong credit history, provided you know your limits and options and commit to making the payments on time.
• Why store cards can ruin your credit score Store cards can be tempting, but they can also lower your credit score and cost you a lot of money in interest.
• Using credit cards for large purchases When making a large purchase on a credit card, consider what interest rates and payments your finances can handle.
• Avoiding credit card traps Avoiding credit card traps can save you money and help keep your credit score high.
• Credit card minimum payments Making only the required minimum payment on your credit card can 'trap' you in debt longer and cost more in the long run.

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