Credit Reports

Recent Articles

• What to look for on a credit report There is a wealth of information listed on your credit report. Here's how to look at key sections and make sense of it all.
• Why check your credit report regularly? Checking your credit report often allows you to keep track of your financial progress, as well as catch any mistakes or fraudulent accounts.
• Your credit and the Fair Credit Reporting Act Your credit record contains information about your income, debts, and credit payment history.
• How to read a credit report Reading a credit report is easy, once you know how.
• Correcting your credit report If there are inaccuracies in your credit report, you have the right to correct them. Here's how to dispute an item.
• Credit inquiries can affect your credit score Certain credit report inquiries or credit pulls do adversely affect your credit score
• Credit Inquiry: Soft pull vs. hard pull A soft credit inquiry or pull does not hurt your credit score, but a hard credit pull does.