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I thought when I paid my previous auto loan off a year early that it would raise my credit score, but so far my score has stayed the same, and it has been months since I've paid it off. If that didn't work, what should I do to improve my credit score? I have an auto loan that is active and current, I'm current (never defaulted) on student loans, it just seems like a lot of work to improve the credit score, what other things could I do?