Lending Club Ratings & Reviews

2.2 of 5 Stars | 73 Reviews
Rate
2.1

Fees & Costs
2.0

Responsiveness
2.4

Customer Service
2.2

59% of customers would recommend this lender. (43 out of 73)

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41 - 50 of 71 of Lending Club Reviews
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: swamarc
md

Reviewed On: September 12, 2011

Loan Request: September 12, 2011

sad

this lender respondes in less than 10 min to your application and denies it instantly why even bother wasting peoples time.

(4) (0)
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Overall Rating
5 out of 5

Rate
5

Fees & Costs
5

Responsiveness
5

Customer Service
5

By: South
Charlotte,NC

Reviewed On: September 2, 2011

Loan Request: August 31, 2011

Don't Know What Everyone is Complaining about

i recently applied for a loan through this lender and was approved within 24hours. The best part of the experience was seeing everyone willing to take a chance and fund my loan. Would definitely go to this lending site before i go anywhere else!!!!

(4) (3)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: Manuego
Pennsylvania

Reviewed On: August 30, 2011

Loan Request: August 17, 2011

Waste of time

This business was a complete waste of time! First, they approved my loan for the amount I had requested. I went through their loan application answering various questions about my intentions for the money, my income and debts. Then they approved my loan for an uncreased amount and asked several questions via email that I already answered during the application process. They verified my accounts and then denied my loan application. I have good credit and gave them all the information they asked for, only to have them approve my loan, then increase the amount I was approved for, then deny the entire amount. This was a complete waste of time and great disappontment. I do not recommend this company to any one.

(0) (0)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: takingsunday1
new york, ny

Reviewed On: August 16, 2011

Loan Request: August 15, 2011

ridiculous rates

Rates offered were higher than all the credit cards that I was seeking to consolidate, utterly ridiculous.

(3) (0)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: AJane
CT

Reviewed On: August 12, 2011

Loan Request: July 6, 2011

Poor

No response!

(0) (0)
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Overall Rating
5 out of 5

Rate
5

Fees & Costs
5

Responsiveness
5

Customer Service
5

By: content
Texas

Reviewed On: July 29, 2011

Loan Request: July 14, 2011

good deal

Lending Club uses a differet method to allow you funds. The funding process with posting the note and then waiting 14 days for investors to contribute is a little different but if you are patient and fill out an honest description and answer the questions from investors you will enjoy the experience. The time period allows you to verify with yourself you want the note.

(3) (0)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: Nico
NYC

Reviewed On: May 31, 2011

Loan Request: May 6, 2011

No Response

This lender didnt even respond!!! I think they dont want any business. I have applied for a small personal loan on 5/6/2011 and didnt get a response at all. I would never recomend them to anyone. I feel stupid for applying and giving out my Social Security # to them.

(9) (1)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: Findley
Alabama

Reviewed On: May 9, 2011

Loan Request: May 5, 2011

No response

Apparently Lending Tree does not want to do business with me because the only lender they recommended was this company who doesn't follow up in a timely manner. I noticed poor reviews from others so even if they contact me now, I will turn them down.

(2) (0)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: Monte
Fresno, CA

Reviewed On: April 19, 2011

Loan Request: April 18, 2011

"so called" offer!

Was not impressed at all with "Lending Club". The offer for a loan was not the best and I have a FICO score of 847. I was able to obtain a un-secure loan for a swimming pool at 7.24 percent, in less then 24 hours, at a local credit union that I was not even a member of.

(11) (1)
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Overall Rating
1 out of 5

Rate
1

Fees & Costs
1

Responsiveness
1

Customer Service
1

By: Chicagoan
Chicago

Reviewed On: April 16, 2011

Loan Request: April 16, 2011

Never ending story

Fifth try to see. Same result: matched with two lenders (congratulations!) then... Always the same two lenders, Lendingclub and Prosper, and "not able to make an offer". No explanation, no reason, nothing. They will as usual explain that they use a special score system, not one of those we pay for when subscribing to one of the monitoring services of credit scores, but one only accessible to lenders. Try to get the reasons for this kind of denial? They will just send you back to the credit bureaus, and the credit bureaus just won't give you any information about these secret scores they use. A vicious circle indeed.

(8) (0)
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Who is Lending Club?

Applicants with good-to-excellent credit can get a low rate personal loan for up to $35,000 through Lending Club for almost anything! Consolidate your debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without impacting your credit score and you could have the money you need in as soon as 5 days. Loans ...Applicants with good-to-excellent credit can get a low rate personal loan for up to $35,000 through Lending Club for almost anything! Consolidate your debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without impacting your credit score and you could have the money you need in as soon as 5 days. Loans through the Lending Club platform are issued by WebBank, an FDIC insured Utah-chartered industrial bank located in Salt Lake City, Utah. Loans are not issued to borrowers in IA, ID, IN, ME, MS, ND, NE, or TN. Borrower must be a US citizen or permanent resident and at least 18 years old. Valid bank account and social security number are required. All Loans are subject to credit approval. Our mailing address is: Lending Club, 71 Stevenson, Suite 300, San Francisco, CA 94105. Need help? Please call (888) 629-7606 or send an email to support@lendingclub.com
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