American Federal Mortgage is a licensed mortgage banker. Since our incorporation in 1987, we have dedicated ourselves exclusively to mortgage lending. Our primary objective is to offer homeowners the lowest mortgage rates available in the nation. We do this by limiting our overhead and streamlining the mortgage process. Shop and compare. Tell us if you find a better rate and we will strive to beat it. We are a direct lender, underwriting and closing loans within our office. An Equal Housing Lender, American Federal Mortgage has been approved by Fannie Mae, the New Jersey Mortgage Finance Authority, and the Veterans Administration. In addition, our HUD (Housing & Urban Development) approval allows us to write FHA (Federal Housing Authority) loans.

Principals of American Federal Mortgage have over 25 years of mortgage banking experience. In addition, all of our mortgage representatives are experts in the lending field, with virtually decades of experience amongst them.

We pride ourselves on offering a wide variety of mortgage plans. We offer traditional mortgages as well as special plans for first time buyers, relocation loans, loans requiring no Private Mortgage Insurance (PMI), and other innovative choices. We're sure to have a plan that's just right for you.