New Jersey Mortgage Rates
Check current New Jersey mortgage rates.
Current New Jersey Mortgage Rates
Updated May 23, 2012
from the LendingTree Network
30 Year Fixed Rate
3.38%
3.47%
15 Year Fixed Rate
2.75%
2.95%
5/1 Adjustable Rate
2.38%
3.13%
3/1 Adjustable Rate
2.38%
3.25%
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New Jersey Mortgage Rates: Getting a Deal Buying a Home
Nearly nine million people already call the Garden State home, many of them commuting to nearby New York City on a daily basis via easily-accessible and frequent public transportation. Whether you're looking for the bustle of Trenton or Atlantic City, or you prefer something more rural, you can find it in New Jersey, and low NJ mortgage interest rates can help make it happen.
Mortgage Rates from New Jersey's Live Where You Work Program
It's possible to get great New Jersey mortgage interest rates via the Live Where You Work Program, a housing assistance program that offers incentives for New Jersey residents to purchase homes in the towns where they work. The Live Where You Work Program is designed to:
• build strong communities
• help locals cut down on commuting costs
• help people become homeowners in New Jersey
This program offers attractively low NJ mortgage interest rates and flexible loan application reviews.
Current NJ Mortgage Interest Rates and Your Budget
If you have less-than-perfect credit, or little money for a down payment, you can still get current NJ mortgage rates that fit your budget.
Several New Jersey-based programs help potential homeowners to secure low NJ mortgage rates and finance their home purchases. These programs include:
• Smart Start: This program helps first-time homebuyers in eligible areas with down payment and closing costs of a low percentage of their mortgage price.
• The Home Plus Program: For those who meet income guidelines, this program offers a fixed interest rate and up to a certain amount of financing rolled into their first mortgage for homes that need immediate improvement.
New Jersey's Police and Fireman's Retirement System Mortgage Program
This program helps qualified, retired police and firefighters finance home purchases in New Jersey. Mortgage interest rates through this program are competitively low, and fixed for 30 years. To learn more about this program, including current limits and rates, please visit: http://www.nj.gov/dca/hmfa/consu/buyers/ownprg/police.html.
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