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	Step 2: Request a Loan with one simple form
	Step 3: Receive up to four real offers and choose the loan that's right for you

Definitions and Explanations

Monthly payment:
Monthly payment for this loan.

APR:
The yearly cost of a loan, including interest, any mortgage insurance, and the origination fee (points), expressed as a percentage.

Term:
Number of months for this loan.

Cash down:
Total amount of cash used in this purchase.

Trade allowance:
Total dollar amount given on your trade-in.

Amount owed on trade:
Total loan balance still outstanding on the trade-in.

Taxable fees (optional)
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.

Non-taxable fees (optional)
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and not taxable.

Sales tax rate
Sales tax percentage rate charge on this purchase.

Net trade in
Net amount for trade in applied to your purchase.

Qualifying income
Minimum monthly income range required to qualify for this loan payment.

Sales price
Total price for this car.

Sales tax
Total amount of sales tax on this purchase.

Loan amount
Total amount of your auto loan.

No sales tax deduction for trade-in
If you live in a state where your sales tax is calculated on your full purchase price check this box. If this box is unchecked sales tax is calculated on the purchase price less trade in. Currently California, the District of Columbia, Hawaii, Maryland, Michigan allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana, New Hampshire, and Oregon have no sales tax on autos.