Smart Borrower Articles

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11. Private mortgage insurance

Q: I've saved $20,000 to put toward the purchase of a home. The home I'm interested in buying, however, costs $200,000 and I've been told that unless I can come up with a larger down payment, I'll need to take out private mortgage insurance. What is this and how does it work?

12. Ask an expert: Cash-out refinancing

Q: If I cash out some of the equity in my home when I refinance, will that raise my mortgage payment?

13. Ask an expert: Using home equity to pay off debt

Q: If I get a home equity loan to consolidate my debts, can I still sell my house?

14. Refinancing in another name

Q: I am in the process of getting married to a woman who owns her own home and wants to refinance her mortgage, but her credit is overextended. Can I refinance her mortgage in my name, as I have decent credit and may be able to qualify for a better mortgage rate?

15. How the Fed affects interest rates

LendingTree’s Chief Consumer Officer Ed Powell answers common questions about personal finance.

16. Private mortgage insurance

17. Qualifying for a home equity loan

Q: Is it possible to get a home equity loan before completing an addition to a home? (We are adding a level to a ranch but need some more funds to complete the job.)

18. When to refinance a mortgage

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