Smart Borrower Articles

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1. Step 1: Check your credit report and score

Before you shop for a car, know your credit score and credit history. Fixing mistakes can save you money on a car loan.

2. Step 2: Finding the car for you

Do your research ahead of time to determine what features you want in your next car.

3. Step 3: Deciding whether to lease or buy a car

Learn the circumstances on whether it is better to lease or buy so you can make the right decision for your finances.

4. Step 4: Financing your car purchase

Paying cash will save you money, and shopping around will get save you interest on a loan.

5. Step 5: Negotiating the price

Don't be intimidated at the dealership. Remember, you're the customer and you can take your business elsewhere.

6. Step 6: Saving on car insurance

Shop around for insurance on your new (or new to you) car.

  • 1 - 6 of 6 results