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Smart Borrower Articles

11.	Myths and facts about credit scores Confused about credit scores? Here are some facts you need to know.
12.	What's your credit IQ? Credit can be tricky to understand. Test your knowledge of credit reports and scores to see how much you know.
13.	Ask an expert: Credit card balance Q: Will carrying a credit-card balance hurt my credit?
14.	Becoming a smart borrower Learning the necessary skills to manage your debt is a first step on the path to financial freedom.
15.	Credit scores: What the numbers mean How high or low is your credit score? You could be paying a price for not knowing.
16.	How to set up an emergency fund You never know when you'll need extra cash for an unexpected emergency. Be sure to set aside enough.
17.	Creating a debt consolidation plan Follow our four simple steps to take control of your finances and pay off your creditors.
18.	Credit and divorce If you are divorcing, consider how your former spouse's behavior could affect your credit rating.
19.	Correcting your credit report If there are inaccuracies in your credit report, you have the right to correct them. Here's how to do it.
20.	Your credit and the Fair Credit Reporting Act Your credit record contains information about your income, debts, and credit payment history

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