Smart Borrower Articles

1. Seven steps to getting out of debt

Feeling overwhelmed by all the money you owe? Follow our seven simple steps and dig your way out of debt.

2. Creating a debt consolidation plan

Follow our four simple steps to take control of your finances and pay off your creditors.

3. Debt consolidation terms

Considering a debt consolidation loan? Understanding some common terms can help you through the process.

4. What is a consolidation loan?

Consolidation loans are one way to help you repay your debts at a lower interest rate with lower monthly payments.

5. In debt up to your eyeballs? Here's help

Don't wait till you're over your head in debt. The time to regain control of your finances is now.

6. What to do if your credit line is spiraling out of control

Feeling overwhelmed by steadily increasing debt? Here's how to take control.

7. Ask an expert: Debt consolidation

Q: A friend recently got a debt consolidation loan in order to save money. How can borrowing money help you save?

8. Ask an expert: Using home equity to pay off debt

Q: If I get a home equity loan to consolidate my debts, can I still sell my house?

9. Dealing with holiday debt

Use a home equity line of credit as an alternative to carrying debt on high-interest credit cards.

10. Debt consolidation and your credit