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Smart Borrower Articles

1.	Buying a home with a low down payment Looking for a mortgage that doesn’t require a 20 percent down payment? Here are some options.
2.	Piggyback loans let you tap your home equity when buying Homebuyers can use a second mortgage or line of credit to help with a down payment, or to finance other needs and wants.
3.	Down payment: What is the purpose? Why do lenders want a down payment when you purchase a home? It's all about security.
4.	Is your down payment too big? It may not always be in your best interest to make the largest down payment you can when buying a home.
5.	Which is better: PMI or piggyback loan? Here's how to weigh your options if you plan to buy a home with a down payment of less than 20 percent.
6.	PMI may be tax deductible Federal government allows tax break for private mortgage insurance.
7.	The second trust (piggyback) loan If you can't come up with a 20 percent down payment, a piggyback loan may help.
8.	Low down payment? A piggyback loan or PMI can help Sans a 20-percent down payment, you'll need to pay for either a second loan or lender's mortgage insurance.
9.	Making a down payment You will need a cashier's check from an acceptable source.
10.	Your down payment: Why the source matters Knowing where a down payment comes from is important to a lender. It reassures them that you intend to repay the loan.

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