Smart Borrower Articles

1. Teaching kids how to use credit cards

New prepaid credit cards for kids can help young people learn how to use plastic wisely.

2. The hidden costs of credit cards

Are you paying for things you aren’t aware of? Understand how credit card fees are calculated and save.

3. Ask an expert: Credit card balance

Q: Will carrying a credit-card balance hurt my credit?

4. Tips for using credit cards

Credit cards can be good financial tools, if used the right way.

5. Credit card terms

Credit card terms can be confusing. But it's important to understand them when you're applying for a credit card.

6. Using credit for large purchases

When making a large purchase on credit, consider what interest rates and payments your finances can handle.

7. Why store cards can ruin your credit

Store cards can be tempting, but they can also lower your credit score and cost you a lot of money in interest.

8. What you need to know about credit cards

A credit card can help you build a strong credit history, provided you know your limits and options and commit to making the payments on time.

9. What you need to know about credit and borrowing

Credit cards and loans can affect your buying power, so shop around for the best rates and educate yourself on credit and lending terminology.

10. Tips on how to use a credit card

Used wisely, a credit card can help you build a strong credit report and help you reach other financial goals.