Smart Borrower Articles

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11. Ups and downs of down payments

A hefty down payment isn't required to buy a home, but starting out with some equity can be a smart decision.
12. Bridge financing basics

If your new home closes before the one you are selling, you’ll probably need bridge financing. Here’s how it works.
13. Pulling together a down payment

14. Why loan-to-value ratio is important

Lenders calculate this percentage when determining if you will be approved for a mortgage.

15. Down-payment assistance programs

If you are struggling to save enough to make a down payment on a home, there are programs available to help.
16. How much of a down payment do you need?

When saving for a down payment on a home, if you've been able to save 30 percent instead of just 20 percent, you can decide how much to put down.
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