Smart Borrower Articles

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11. How to lower your mortgage payment

Are your mortgage payments leaving you crunched for cash? You may benefit from refinancing.

12. Choosing the best lender for your needs

When shopping for a loan, it’s important to compare lenders as well as loan offers. Here’s how to go about it.

13. Refinancing in another name

Q: I am in the process of getting married to a woman who owns her own home and wants to refinance her mortgage, but her credit is overextended. Can I refinance her mortgage in my name, as I have decent credit and may be able to qualify for a better mortgage rate?

14. Cash-out mortgage refinancing

You can draw cash out of your home by refinancing your mortgage.

15. When to refinance a mortgage

16. Refinancing with a low credit score

Know the best way to refinance if you have a low credit score.

17. What you need to know when it comes to refinancing a loan

Ask your lender the following questions:

18. Can you refinance an FHA loan?

Under some circumstances, the answer is yes.

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