Smart Borrower Articles

1. 4 steps to evaluating your current loan

Thinking of refinancing? Here's how to evaluate your loan before you make a move.

2. Should you refinance your ARM before it resets?

You may be better off refinancing your adjustable rate mortgage (ARM) and paying a little more now in order to save a lot more down the line.

3. Is it time to refinance your ARM?

If you have an adjustable rate mortgage, you may benefit from refinancing. Here's what to consider.

4. Mortgage refinancing basics

Weigh the costs and benefits of mortgage refinancing to determine if you'll come out ahead.

5. Is now the time to refinance your ARM?

If the interest rate on your ARM is due to adjust soon, you should consider whether it makes sense to get a new loan.

6. Should you refinance your mortgage?

Use our list of questions to see if you can benefit from mortgage refinancing.

7. 12 questions to help you pick a loan officer

How to select a loan officer who matches your personality and can meet your needs.

8. Refinancing can protect you from rising interest rates

Concerned that rising interest rates will make your monthly ARM payments hard to handle? Consider mortgage refinancing.

9. Refinance with an energy efficient loan

You can refinance with an energy efficient loan to upgrade your current home and save money on utilities.

10. When does mortgage refinancing pay?

Refinancing can mean big savings. Here’s a quick way to calculate how soon you can save.