Smart Borrower Articles

11. How to manage your piggyback loan

Got a second "piggyback" loan on top of your mortgage? Here are three options to help you manage your mortgages.

12. Self-employed? Here's how to weather today's mortgage market

Managing your credit, keeping good financial records and documenting your income are crucial.

13. Mortgage tips for people who relocate frequently

Relocating again? Consider these tips for staying on top when you buy and sell homes frequently.

14. 11 questions to ask your mortgage lender

Here's what you need to know to be sure you choose the mortgage that will best meet your needs.

15. Can you afford to buy a home?

You're ready for homeownership, but are your finances? Find out if your financial situation is stable enough to purchase a home.

16. Anxious about getting a loan? Here's help

Go slowly to establish trust and get a home loan that meets your needs.

17. How to avoid ARM reset shock

Concerned about rising interest rates? There are a number of ways to protect yourself from rate shock when your adjustable rate mortgage resets.

18. Why lenders want documents

Tax returns, W-2s, bank statements--the list goes on. Why does getting a loan involve so much paper?

19. How to lower your interest rate

Shopping for a loan that meets your needs is only part of the interest rate equation.

20. How to make yourself desirable to lenders

Getting ready to apply for a mortgage? These steps can help make sure you get the best loan possible.