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Smart Borrower Articles

1.	Low-credit score loans You can still get a good rate on your mortgage with less-than-perfect credit with an FHA loan.
2.	Buying a home with a shared-equity mortgage Shared-equity financing can make buying a home more affordable.
3.	80/10/10 financing 80/10/10 financing can get you into a home with a lower down payment but still avoid PMI.
4.	Get acquainted with home construction financing A construction loan can help you fund large home improvement projects.
5.	Borrowing money from family and loved ones Here are some helpful tips if you're considering borrowing money from your family rather than a financial institution.
6.	Low down payment? A piggyback loan or PMI can help Sans a 20-percent down payment, you'll need to pay for either a second loan or lender's mortgage insurance.
7.	Who can get an Energy Efficient Mortgage? A borrower who is buying or refinancing an energy-efficient home.
8.	Energy Efficient Loans: How They Work Using less energy could allow you to qualify for a larger mortgage.
9.	What you need to know about a second trust loan before signing Financing part of your down payment eliminates the need for private mortgage insurance.
10.	What you need to know about a flexible payment mortgage before signing Flexible monthly payments can help in a crunch if you have the discipline to manage this mortgage properly.

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