Smart Borrower Articles

11. How to turn your home equity into cash

Homeowners can tap the net value of their home to meet other financial needs.

12. Can you afford to remodel?

Not sure if you can afford to remodel your home? Read on for information about financing a home improvement project.

13. 12 questions to help you pick a loan officer

How to select a loan officer who matches your personality and can meet your needs.

14. Home equity terms

Considering a home equity loan? Understanding some common terms can help step you through the process.

15. Home renovations that pay for themselves

A home improvement project can add to you enjoyment -- and your home's value.

16. Using a second mortgage loan for renovations

If you plan to buy a home and renovate, a second mortgage can be the answer.

17. Financing your home-remodeling project

Remodeling your home can be an excellent way to increase it's resale value. But it's important to choose the right type of financing.

18. Should you take out a home equity loan when the housing market is slowing down?

Maybe. But, be smart about borrowing in case your home's value drops.

19. How to avoid tax penalties

Short of cash at tax time? Don’t sit back and let the fines build up. There are alternatives!

20. Is a home equity loan right for you?