Smart Borrower Articles

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1. Using home equity to smooth your income

Your equity in your home can help you cope with an income that rises and falls and expenses that stay the same.

2. Move vs. renovate with a home equity loan

If you’re considering upgrading to a bigger home, give renovating your current home some thought before making up your mind.

3. Qualifying for a home equity loan

Q: Is it possible to get a home equity loan before completing an addition to a home? (We are adding a level to a ranch but need some more funds to complete the job.)

4. Using a home equity loan to invest

There are many issues to consider before using your home as a source of investment capital.

5. Reassessing your mortgage

You can use your home equity or refinance your mortgage to help make the most of your home and your finances.

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