Smart Borrower Articles

1. Debt management tips for singles

Understanding smart debt and dumb debt.

2. Managing your credit wisely

Know the difference between smart and dumb debt, pay off your existing debt and schedule your payments well.

3. Student loans and your credit rating

How you handle your student loans will have an effect on your credit rating for years to come.

4. Money management for young, single people

Now is a good time to start good financial habits.

5. How to save for retirement

It's never too early to start saving for retirement. Here's some information to get you started.

6. Borrowing basics for new college grads

Congratulations: You've graduated! Now what? Break out your calculator and prepare for a crash course in personal finance.

7. How to set up an emergency fund

You never know when you'll need extra cash for an unexpected emergency. Be sure to set aside enough.

8. Budgeting steps for financial success

Now's the time to start planning for a successful financial future. Follow our three steps to get ahead of the game.

9. Evaluating and adjusting for retirement

Giving your retirement plan a checkup early in your career can help you stay on course for a comfortable future.

10. What to do if you're not saving enough for retirement

You can make changes to your finances to pave the way to a comfortable retirement.