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Smart Borrower Articles

1.	What to consider before you cosign a mortgage loan with a significant other Before you sign on the dotted line, read about the pros and cons of cosigning a mortgage loan with someone who has bad credit.
2.	Family loans Make sure keeping it in the family doesn't bankrupt your relationship.
3.	What you need to know about your first mortgage It's important to understand down payment and mortgage options before you apply for mortgage financing.
4.	How to buy an affordable home Our three-step process can help you find the home you want in the price range you need.
5.	Buying a home when you are single Being single does not mean you cannot afford to buy a home. Here are some tips for buying solo.
6.	Are you ready for home ownership? Take our quiz to help you decide if you’re ready to jump into the housing market.
7.	Condominium or house: Which is right for you? Condos and houses have their advantages and disadvantages. Use our chart to help compare your options.
8.	10 reasons to buy a home
9.	Pulling together a down payment
10.	How to read a home listing Baffled by real estate listings terminology? Use our real estate-to-English dictionary to decode them.

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Achieving the home of your dreams begins with your credit score.