How does LendingTree get paid?

LendingTree does not charge you, the consumer, any fees for its services. Who pays our bills? The Lenders. Of course, you will be responsible for paying the loan processing and closing costs and any other fees to the Lender with whom you close.

Am I obligated to accept an offer?

You are under no obligation to accept a loan offer that is presented to you. However, if you do accept an offer, you may be obligated to pay a fee to the lending institution to begin the processing of your request.

How do you get banks to compete for my business?

We work hard to send your loan request to four Lenders in The LendingTree Network. There are times, though, that we cannot match your request to four Lenders. However, our Lenders don't know how many Lenders you've been referred to. As a result, they operate under the assumption that three other Lenders are reviewing your loan request at the same time they are. In order to get your business, they must make a competitive offer every time - no matter how many Lenders you've been sent to.

Who are your Lenders?

The LendingTree Network includes many of the most respected Lenders in the United States. You probably know many of them. Those you may not be as familiar with may offer one or two loan types in a particular region of the country. Others only service borrowers who are looking for a loan through the Internet. One thing all of our Lenders have in common is that they're dedicated to providing the best service and competitive rates.

What is LendingTree?

LendingTree (www.lendingtree.com) is the leading online loan and realty services exchange. LendingTree quickly connects consumers to a network of Lenders who compete for your business, and also matches consumers with REALTORS® who can help you find a home that's perfect for you. LendingTree offers an array of loan types, including mortgages, home equity loans, auto loans, personal loans, and credit cards. LendingTree provides a convenient 'one-stop-shop' destination for your home and loan needs by giving you choices, convenience and value while finding the loan or home that's perfect for you.