GENERAL PROGRAM - Terms and Conditions

These General Program Terms and Conditions describe the general requirement for the Find a REALTOR® program operated by LendingTree, LLC and its RealEstate.com division. For information on the particular incentive you will be eligible to receive, please see the Specific Offer Terms and Conditions for further information on incentive availability. LendingTree, LLC, the operator of the Find a REALTOR® program, is a licensed real estate broker.

Bonus Incentives (For completing Find a REALTOR® request form)
  1. Program Description and Qualification – Consumers who complete and submit a Find a REALTOR® request form will receive the advertised incentive, as indicated in the offer. In order to qualify for the incentive, Consumers must make the request in the manners specified in the offer, including using any required URL, phone number or reservation code specified in the offer. Requests submitted in any other manner will not qualify for the incentive. This offer may not be combined with any other offer made by LendingTree or any of its partners or affiliates. LendingTree may revoke the offer at any time prior to submission of your request. Limit of one incentive for completing and submitting a Find a REALTOR® request per person.


  2. Requesting Incentive - LendingTree should send the appropriate incentive to qualifying customers within approximately 6 - 8 weeks. Please contact LendingTree with questions using the information on the site making the offer, by calling 1-800-411-TREE or write us at LendingTree, LLC, Attn: Real Estate Bonus, PMB 008, 15105 - D. John J. Delaney Drive, Charlotte, NC 28277. (Please include the email address and phone number you submitted with your request to assist us in processing your incentive).

Closing Incentives
  1. Program Description - For qualifying consumers, LendingTree will provide as an incentive a portion of any cooperative brokerage fee it receives if LendingTree refers you to another licensed real estate broker in a manner and to the extent permitted by state law. Incentives for the Find a REALTOR® program are available to customers who use the Real Estate Professional assigned through the Find a REALTOR® program to buy or sell their home, to the extent permitted by applicable law (see below for details). Note that other real estate agent locator services offered by LendingTree do not entitle the consumer to a rebate or incentive.


  2. Qualification - Customers must have been initially connected with the Real Estate Professional through LendingTree or one of its websites so that LendingTree earns a cooperative brokerage fee. Consumers must make the request using the URL or phone number specified in the offer to qualify for the incentive. Requests submitted in any other manner will not qualify for the incentive. You cannot change the form of your incentive. This offer may not be combined with any other offer made by LendingTree or any of its partners or affiliates. However, if you both buy and sell a home through the program, you will receive the appropriate incentive for each transaction for which LendingTree earns a cooperative brokerage fee. There is no incentive offered for home purchases or sales less than $75,000.


  3. Limitations due to State and Federal Law - The incentive offer is available on modified terms in some states and not available at all in others. In addition, the incentive may not be available to some buyers as set forth below or as specified in the Specific Offer Terms and Conditions.

    1. AL, OR, and TN do not allow us to provide you the customary incentive associated with this offer. However, you are eligible to receive the same amount as a credit at closing or such other manner as is permitted by state law! Your assigned Network Broker can guide you through this process. If you still have questions after discussing with your Network Broker, please contact LendingTree. In these states, you MUST ensure that you receive the benefit of the incentive at or prior to closing as LendingTree will be unable to provide the incentive after you close.
    2. AK, IA, KS, LA, MO, MS, NJ and OK do not allow us to provide any incentive to the consumer. However, we welcome you still to participate in the program, and receive all the other benefits of the Find a REALTOR® program.
    3. The incentive may not be permitted in connection with certain loan programs for the buyer/borrower. These include, but are not limited to, FHA and VA loans. Please consult your lender regarding whether or not you can collect the incentive in connection with your loan.

  4. Contacting Us and Requesting Incentive - If you have questions, please contact LendingTree using the information on the site where you registered for the offer. For states which do not permit the customary incentive, you must ensure that you receive the benefit of the incentive at or prior to closing – please make sure it appears on the HUD-1 at closing or on other appropriate documentation. For states which permit the post-closing incentive, please follow the following procedure:

    1. After you close a real estate transaction with the Real Estate Professional with whom you were matched through the Find a REALTOR® program, please send us within 30 days of your close date a copy of your HUD-1 document (you will receive this at closing), your correct mailing address, and your Agent's name to: LendingTree, LLC, Attn: Real Estate Bonus, PMB 008, 15105 - D. John J. Delaney Drive, Charlotte, NC 28277. (Please include the email address and phone number you submitted with your request to assist us in processing your incentive).
    2. LendingTree will process your request upon receipt of the HUD-1 evidencing the closing of a qualifying transaction. LendingTree should provide the applicable incentive to qualifying customers within approximately 6 - 8 weeks from the date your HUD is received.
REALTOR® -- A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.


SPECIFIC OFFER - Terms and Conditions
These Specific Offer Terms and Conditions describe the particular incentive you will be eligible to receive. Please see the General Program Terms and Conditions for further information on incentive availability.
  1. Estimated Incentives - For a qualifying purchase or sale valued between $125,000 and $174,999, the estimated incentive is $250. For every $50,000 the price of the purchase or sale increases above $175,000, the incentive will increase an additional $250. These estimated incentives are based on a 6% real estate commission, evenly split between the listing and buying broker. Commissions are based on the price of the home and may not include upgrades to new construction. If the actual commission or the commission split differs, the incentive will reflect a similar adjustment. If any broker in the transaction gives back a part of their commission in the sale, the incentive will be based on the brokerage fee RealEstate.com actually receives. The estimated incentives for a range of transaction values are shown below.


  2. Purchase or Sale Price: Incentive:
    $125,000-$174,999 $250
    $175,000-$224,999 $500
    $225,000-$274,999 $750
    $275,000-$324,999 $1,000
    $325,000-$374,999 $1,250
    $375,000-$424,999 $1,500
    $425,000-$474,999 $1,750
    $475,000-$524,999 $2,000
    $525,000-$574,999 $2,250

  3. Form of Incentive - Incentives will be paid in the form of a RealEstate.com Visa® Prepaid Card issued by Citibank, N.A., pursuant to a license from Visa® U.S.A. Inc. and managed by ECOUNT®, a Citi company. In states where customers are to receive a credit at closing, you must ensure that you collect the cash equivalent at closing. RealEstate.com will credit you the amount that RealEstate.com would have paid to obtain the Prepaid Card. Once you have chosen the form of your incentive, you will not be entitled to change your choice of incentive.

    Each time you use the card, the amount of your transaction will be deducted from your balance. Subject to applicable law, a monthly maintenance fee of $3 (USD) applies but is waived for the first twelve (12) months after the card is issued. Thereafter, monthly maintenance fees are waived if the card is used during the previous ninety (90) days.


  4. Redeeming Incentive - This card does not have cash access and can be used everywhere Visa® debit cards are accepted worldwide.

  5. Expiration - The Visa® prepaid card will carry an expiration date of twenty-four (24) months from the month of issuance. However, RealEstate.com shall have the right to close an Ecount® Card account if: (i) the Ecount® Card is older than twelve (12) months; (ii) there are no funds available on the Ecount ® Card; and (iii) the Cardholder has had no activity on the account for a period of six (6) months or more.

Visa® prepaid card is not affiliated with RealEstate.com.