Terms and Conditions

1. Program Description -- LendingTree, LLC, the operator of the Find a REALTOR® program, is a licensed real estate broker and will provide as an incentive a portion of any cooperative brokerage fee it receives if LendingTree refers you to another licensed real estate broker in a manner and to the extent permitted by state law. Incentives for LendingTree's Find a REALTOR® program are available to LendingTree customers who use the LendingTree Network Agent assigned by LendingTree to buy or sell their home through the Find a REALTOR® program, to the extent permitted by applicable law (see below for details). Note that other real estate agent locator services offered by LendingTree do not entitle the consumer to a rebate or incentive.

2. Qualification -- Customers must have been initially connected with the Real Estate Professional through LendingTree or one of its websites so that LendingTree earns a cooperative brokerage fee. Consumers must make the loan request using the URL or phone number specified in the offer to qualify for the incentive. Requests submitted in any other manner will not qualify for the incentive. This offer may not be combined with any other offer made by LendingTree or any of its partners or affiliates. However, if you both buy and sell a home through the program, you will receive the appropriate incentive for each transaction for which LendingTree earns a cooperative brokerage fee.

3. Limitations due to State and Federal Law -- The incentive offer is available on modified terms in some states and not available at all in others. In addition, the incentive may not be available to some buyers, as follows: a. AL, OR, and TN do not allow us to provide you the customary incentive associated with this offer. However, you are eligible to receive the same amount as a credit at closing or such other manner as is permitted by state law! Your assigned Network Agent can guide you through this process. If you still have questions after discussing with your Network Agent, please contact LendingTree. In these states, you MUST ensure that you receive the benefit of the incentive at or prior to closing as LendingTree will be unable to provide the incentive after you close. b. AK, IA, KS, LA, MO, MS, NJ, and OK do not allow us to provide any incentive to the consumer. However, we welcome you still to participate in the program, and receive all the other benefits the LendingTree Realty Services network provides. c. The incentive may not be permitted in connection with certain loan programs for the buyer/borrower. These include, but are not limited to, FHA and VA loans. Please consult your lender regarding whether or not you can collect the incentive in connection with your loan.

4. Contacting Us and Requesting Incentive - If you have questions, please contact LendingTree using the information on the site where you registered for the offer. For states which do not permit the customary incentive, you must ensure that you receive the benefit of the incentive at or prior to closing - please make sure it appears on the HUD-1 at closing or on other appropriate documentation. For states which permit the post-closing incentive, please follow the following procedure: a. After you close a real estate transaction with your LendingTree Network Agent, please send us within 30 days of your close date a copy of your HUD-1 document (you will receive this at closing), your signed incentive voucher, your correct mailing address, and your Agent's name to: LendingTree, LLC, Attn: Real Estate Bonus, PMB 008, 15105 - D. John J. Delaney Drive, Charlotte, NC 28277. b. LendingTree will process your request upon receipt of the HUD-1 evidencing the closing of a qualifying transaction. LendingTree should provide the applicable incentive to qualifying customers within approximately 6 - 8 weeks.

5. Estimated Incentives - Click here to see the estimated incentives available to Costco customers. An additional $100 Costco cash card is available to Costco Executive members who also used a LendingTree Network Agent assigned by LendingTree, to buy or sell their home. These estimated incentives are based on a 6% real estate commission, evenly split between the listing and buying broker. If the actual commission or the commission split differs, the incentive will reflect a similar adjustment.

6. Form of Incentive - Incentives will be paid in the form of a Costco cash card to the extent permitted by applicable law. In credit at closing states, you must ensure that you collect the cash equivalent at closing. LendingTree will credit you the amount that LendingTree would have paid to obtain the Costco card. You will not be eligible to receive this incentive unless you are a Costco member at the time of closing.

REALTOR® -- A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.