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      <title>Student Loan Advice</title>
      <link>http://www.lendingtree.com/student-loans/advice/</link>
      <description>Finance your education the smarter way.</description>
      <language>en-us</language>
      <pubDate>Thu, 02 Jul 2009 13:28:32 GMT</pubDate>
      
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             <title>When should I consider student loan consolidation?</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-consolidation/when-to-consolidate-loans/</link>
             <description><![CDATA[ Consolidating student loans can help you better manage your debt, but only if you do it when the time is right. Student loan consolidation can be a helpful financial tool, but only if you make a move when the time is right.&amp;nbsp; Student loan consolidation pays off the debts from your student loans and rep... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:32 GMT</pubDate>
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             <title>Student loan repayment options</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-consolidation/student-loan-repayment-options/</link>
             <description><![CDATA[ Consider our advice when weighing repayment options for your student loans. If you’ve recently graduated from college and started your career, paying your student loans may be one of your first financial obligations. Once you start getting a paycheck, it can be tempting to i... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:32 GMT</pubDate>
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             <title>Student loan payment options</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-consolidation/student-loan-payment-options/</link>
             <description><![CDATA[ There are many payment options to fit your budget when paying off your student loans. If you are a recent college graduate or if you have stopped attending school and you took out student loans to fund your education, you are likely to have to begin repaying that money sooner rather t... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:32 GMT</pubDate>
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             <title>Student loan consolidation basics</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-consolidation/student-loan-consolidation/</link>
             <description><![CDATA[ Lower your monthly payments and have more time to repay your debt with student loan consolidation. If you’re repaying student loans, you may feel overwhelmed by how much you owe, particularly if you have several student loans to pay off. If you have two or more loans to pay off, you might want to ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:32 GMT</pubDate>
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             <title>Repaying student loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-consolidation/repaying-student-loans/</link>
             <description><![CDATA[ You have options for repaying your student loans. Just like a mortgage loan or car loan, student loans need to be repaid to lenders. How you pay depends on a number of things: 

You may be expected to begin repaying your federal loans if you graduat... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:32 GMT</pubDate>
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             <title>Is interest deferment on your student loans worth it?</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-consolidation/interest-deferment-student-loans/</link>
             <description><![CDATA[ If you take the interest deferment route on your student loans, you'll end up paying interest on interest. &quot;Total deferment&quot; for student loans is a simple concept. It means that no payments at all are made on a loan while you’re enrolled in school. This feature may sound like a terrific benefit,... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:31 GMT</pubDate>
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             <title>What is a consolidation loan?</title>
             <link>http://www.lendingtree.com/debt-consolidation/advice/debt-consolidation/what-is-a-consolidation-loan/</link>
             <description><![CDATA[ Consolidation loans are one way to help you repay your debts at a lower interest rate with lower monthly payments. If you are having a hard time repaying multiple loans, you may want to consider a consolidation loan. Consolidation loans, also referred to as “debt consolidation loans,” take several outstanding deb... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:28:03 GMT</pubDate>
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             <title>Tips on saving for college</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/tips-on-saving-for-college/</link>
             <description><![CDATA[ You can save money for college with the help of state-sponsored savings accounts and extra-curricular jobs. If you have aspirations of attending college or sending a child to college, you should know your options for saving. Paying for college tuition can cost a great deal of money, but in today’s competit... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:24 GMT</pubDate>
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             <title>Tips on paying for college</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/tips-on-paying-for-college/</link>
             <description><![CDATA[ Get help paying for your college education with scholarships, grants, government work-study programs and loans. Paying for college can be a challenge, particularly with the rising cost of tuition, housing and books. Fortunately, there are several options available to fund your education, so you don’t have to g... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:24 GMT</pubDate>
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             <title>Ten ways to cut college costs</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/cutting-college-costs/</link>
             <description><![CDATA[ College expenses can add up quickly. But there are simple ways of cutting costs. &amp;nbsp;The price of tuition is just the beginning of the cost of higher learning. It’s what you spend on all those extras that can easily blow your budget. Use our tips to make sure you don’t spen... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:24 GMT</pubDate>
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             <title>Starting a college fund for your child</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/starting-a-college-fund/</link>
             <description><![CDATA[ Early planning pays off. The time to start a fund for your child's college education is now.  Saving for your children’s college education is a bigger challenge than ever before. But, like any challenge, the best way to tackle it is to start with a plan -- and start now. The big money needed ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>Preparing for hidden college costs</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/hidden-college-costs/</link>
             <description><![CDATA[ Anticipating hidden college costs can help you plan and save wisely. When you are planning for college costs, don’t forget to prepare for the hidden costs of getting a degree. Of course you can expect tuition, housing, books and meal plans. But do you know what other ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>How to lower college costs</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/how-to-lower-college-costs/</link>
             <description><![CDATA[ There are a number of ways you can lower college costs. When determining how you are going to pay for college, you should take a number of elements into consideration, not just tuition itself. You also need to factor in the cost of books, housing, meal pl... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>How to graduate from college debt-free</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/graduate-from-college-debt-free/</link>
             <description><![CDATA[ You can graduate from college debt-free and start your financial life in the black. College can be a huge cost. It usually takes students four years to earn a Bachelor’s degree, and some take longer or enroll in summer school. While going to college can help your long-term earning p... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>Finding student aid</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/finding-student-aid/</link>
             <description><![CDATA[ Follow our tips to find student financial aid. Once you’ve been accepted into college, you figure the hard part is over. Not necessarily! Now you have to figure out how to pay for your education. You or your parents may have money set aside for y... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>College expenses checklist</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/college-expenses-checklist/</link>
             <description><![CDATA[ Make sure you're prepared for all the expenses college will bring with our checklist. If you’re sending a son or daughter away to school in the next year or two, it’s smart to budget for it ahead of time. Our checklist will help you itemize the expenses college students typically face... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>College application plans</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/college-application-plans/</link>
             <description><![CDATA[ Making a college application plan can help you get your grades, paperwork and finances in order before you graduate from high school.  As a senior in high school, juggling college application deadlines with your social calendar and your exam schedule can be overwhelming. Rather than getting swept away in all of the commotion, follow... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>Choosing the best college for your budget</title>
             <link>http://www.lendingtree.com/student-loans/advice/saving-and-paying-for-college/choosing-the-best-college/</link>
             <description><![CDATA[ You can choose a college that best fits your finances by looking at private and public institutions, as well as in-state and out-of-state options. Choosing which college or university to attend is a big deal. You and your parents may have been anticipating this for many years, or you may have just decided to start saving money to fund your educ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:26:23 GMT</pubDate>
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             <title>Your financial aid letter: What to do if it isn't enough</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/getting-more-financial-aid/</link>
             <description><![CDATA[ You can get more money for college by keeping your information up-to-date and meeting with your financial aid officer to discuss options. A college education is getting increasingly expensive, which is why financial aid is so important to many students. Unfortunately, some students and their families find that their initial offers for ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:10 GMT</pubDate>
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             <title>What to do if you need more financial aid</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/what-if-need-more-financial-aid/</link>
             <description><![CDATA[ Read these tips for staying afloat financially if the amount of financial aid awarded to you is not enough. College an exciting time to make new friends, explore a new city and delve into a field of study that interests you. Unfortunately, it can also be a time of financial strain. You may have gotten fina... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:10 GMT</pubDate>
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             <title>Understanding your financial aid award letter</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/financial-aid-award-letters/</link>
             <description><![CDATA[ Knowing how your financial aid award is determined, learning specific terms, and following deadlines are essential to understanding your financial aid award letter. Going to college is a major financial commitment. Luckily, financial aid can help you cover the cost of getting your degree. Read on for tips on how to read your financial aid award letter so that yo... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:10 GMT</pubDate>
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             <title>Understanding the FAFSA</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/understanding-fafsa/</link>
             <description><![CDATA[ Your FAFSA determines how much money your family will be expected to pay for your college education, as well as how much is available to you in student aid.  It pays to understand it! Navigating the maze of financial aid can be a pretty daunting task, but once you get all of your personal information submitted, you will be one step closer to getting your degree. If you have filled... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:09 GMT</pubDate>
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             <title>Understanding student loan terms</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/understanding-student-loan-terms/</link>
             <description><![CDATA[ Need help paying for college? Start by making sure you understand the most common student loans terms. The price tag for college can be quite a shock. The good news is that if you haven’t saved up enough cash to pay for it all, you can apply for a student loan. The following student loan terms can hel... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:09 GMT</pubDate>
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             <title>Types of education loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/types-of-education-loans/</link>
             <description><![CDATA[ You can apply for various types of federal or private education loans to help you pay for college.  If you’ve been thinking of going to college or getting a graduate degree, you may feel intimidated by the costs associated with getting an education. While it seems as though having a degree and maki... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:09 GMT</pubDate>
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             <title>Student loans 101</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/student-loans-101/</link>
             <description><![CDATA[ Need help paying for college? Here's a primer on available financing via various types of loans like subsidized and unsubsidized Stafford loans, Perkins loans, and more. When it comes to big-ticket items you have to pay for in your lifetime, it doesn’t get much bigger than higher education. Indeed, predictions are that college tuition will increase by about twice the... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:09 GMT</pubDate>
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             <title>Private vs. federal student loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/private-vs-federal-student-loans/</link>
             <description><![CDATA[ Need help paying for college? You can help finance your education with a combination of private and federal student loans. If you or a family member is thinking about going to college or has already been accepted to a university, the cost of tuition, books and housing may seem overwhelming. Fortunately, there are many wa... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:09 GMT</pubDate>
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             <title>Finding private student loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/finding-private-student-loans/</link>
             <description><![CDATA[ You can get a private student loan to pay for your education or to supplement scholarships or other loans. When figuring out how to fund your education, it is important to weigh options so you choose the means that best fits your budget. If you don’t have a great deal of money saved for college or graduat... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:09 GMT</pubDate>
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             <title>Financial aid primer</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/financial-aid/</link>
             <description><![CDATA[ There are many financial aid options available to help you pay for college. You’ve heard it before. College costs a lot. Over the last decade, average tuition costs rose at nearly four times the rate of family income. And that’s only the beginning. There’s room and board, su... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:08 GMT</pubDate>
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             <title>Federal student aid eligibility requirements</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/federal-student-aid-eligibility/</link>
             <description><![CDATA[ Before you go through the process of applying for Federal Student Aid, you should first determine if you are eligible to receive it.  Here are a few of the key things that help determine your eligibility: 
U.S. citizen In order to receive Federal Student Aid, you need to be either a U.S. citizen or an eligible non-citizen. If you a... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:08 GMT</pubDate>
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             <title>Completing the FAFSA</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/completing-the-fafsa/</link>
             <description><![CDATA[ Completing the FAFSA form can be easily done online if you have some personal documents handy. Completing the Free Application for Federal Student Aid (FAFSA) can be a daunting task. There are extensive questions regarding your personal data, income and tax information, and you will be expecte... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:08 GMT</pubDate>
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             <title>Comparing student loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/comparing-student-loans/</link>
             <description><![CDATA[ Here are the terms you need to know when comparing student loans.  What’s the best student loan for you? To answer that question, you need knowledge of key financial terms and a common frame of reference. Something that brings logic and order to a world of credit of... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:08 GMT</pubDate>
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             <title>Choosing the right student loan</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/choosing-the-right-student-loan/</link>
             <description><![CDATA[ Higher education is an investment in the future. Find out what you need to know when choosing student loans. Everyone understands the value of an education, but that doesn’t make the price tag any easier to swallow. The average cost of tuition at a public university is already over $5,000 a year and it’s ri... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:08 GMT</pubDate>
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             <title>Borrowing tips for college students</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/borrowing-tips-college-students/</link>
             <description><![CDATA[ Graduate with a strong financial future by following these five borrowing tips for college students. Borrowing money is a part of life. Following these five tips now as a college student can help lay the foundation for good borrowing practices in the future and help you to stay on top of your credit... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:08 GMT</pubDate>
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             <title>Applying for federal student loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/student-loan-basics/applying-federal-student-loans/</link>
             <description><![CDATA[ You can make applying for federal student loans easier by being prepared and knowing how to get help. Applying for federal student loans is good way to help finance your education. The process can take a while, but being prepared and knowing what to expect can help you navigate the process more easil... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:25:07 GMT</pubDate>
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             <title>Step 6: Paying off student loans</title>
             <link>http://www.lendingtree.com/student-loans/advice/guide-to-paying-for-college/paying-off-student-loans/</link>
             <description><![CDATA[ Find out how to pay off student loans acquired in college and what you should consider. Just like a mortgage loan or car loan, student loans need to be repaid to lenders. How you pay depends on a number of things: 

You may be expected to begin repaying your federal loans if you graduat... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:22:35 GMT</pubDate>
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             <title>Step 5: Working while in college</title>
             <link>http://www.lendingtree.com/student-loans/advice/guide-to-paying-for-college/working-while-in-college/</link>
             <description><![CDATA[ Working while in college is a great way for students to help pay for college related living expenses not covered by financial aid. It can be hard to pay for food, clothes and recreation on a limited budget, so it may make sense for your child to work while in college. In fact, some financial aid packages are part of the federal ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:22:34 GMT</pubDate>
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             <title>Step 4: How to apply for financial aid</title>
             <link>http://www.lendingtree.com/student-loans/advice/guide-to-paying-for-college/how-to-apply-for-financial-aid/</link>
             <description><![CDATA[ Learn about the process of applying for financial aid including eligibility, FAFSA, and more. Financial aid is one of the best ways to help pay for your college education. Going through the process of financial aid can be quite daunting however, so read on to be prepared. Federal aid: Start w... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:22:34 GMT</pubDate>
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             <title>Step 3: How to find college scholarships</title>
             <link>http://www.lendingtree.com/student-loans/advice/guide-to-paying-for-college/how-to-find-scholarships/</link>
             <description><![CDATA[ Finding scholarships for college require some work, but it is well worth the effort. One of the best ways to help finance your college education is to get scholarships. A scholarship is money awarded to a student based on need or academic or athletic ability. The best thing about sch... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:22:34 GMT</pubDate>
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             <title>Step 2: Public or private college?</title>
             <link>http://www.lendingtree.com/student-loans/advice/guide-to-paying-for-college/public-vs-private-college/</link>
             <description><![CDATA[  When planning for college, one important consideration is whether you can afford public or private college. There are excellent options in each category, so it shouldn’t be difficult to find a place ... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:22:34 GMT</pubDate>
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             <title>Step 1: Planning and saving for college</title>
             <link>http://www.lendingtree.com/student-loans/advice/guide-to-paying-for-college/saving-for-college-expenses/</link>
             <description><![CDATA[  College can cost a great deal of money, but it is also one of the best ways to give yourself or your children tools for success. When you look at tuition, room and board, expenses for labs, books and... ]]></description>
             <pubDate>Thu, 02 Jul 2009 13:22:34 GMT</pubDate>
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