As a senior citizen, you may find that your old car no longer suits your needs. Or you may just be ready for a change and you want a used car to replace the one you have now. Here are some tips that seniors can use to get a good deal when buying a used car from an individual seller.
Find the best car for your lifestyleIf you are a retired senior citizen, your transportation needs may have changed from what they were when you were younger and when you were working. Perhaps you want a used car to take you on your travels. Or maybe you just need a car to get back and forth to the grocery store. Regardless of your needs, it is a smart move to do some research to find the car that best fits your lifestyle. Pick up some automotive magazines and investigate which used cars are best for what you need.
You might also want to find out what kind of cars are the most affordable to maintain. Expensive repairs and maintenance procedures can be hard to squeeze into your budget while living on a fixed income. Research can help you avoid making a big-ticket purchase even more costly.
Have a mechanic help you outIt is important that you do your own inspection of the interior and exterior of any car you are thinking of buying. You should also take the car for a test drive. If you are satisfied with what you find, it is a good idea to have the mechanic of your choice check out the car. He or she can verify that all of its systems are working properly, as well as alert you to any problems with the car that could be costly or unsafe.
Avoid scamsOne thing that everyone, especially senior citizens, should be aware of is scams. Don’t give out any personal or financial information until you are ready to make a purchase. If you are suspicious of being reeled into a scam, or if you feel uncomfortable with a the amount of pressure a seller is putting on you to make a purchase, walk away before there is money exchanged. It will take only a short amount of time to find another car you are interested in from a reputable source, but it can take years to recover from a financial loss or identity theft. For more tips how to avoid being scammed, visit the Federal Trade Commission website at www.ftc.gov.