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Gifts to Celebrate Dad on Father’s Day 2014

Posted in Personal Finance | May 29, 2014

(photo: Peter Wirkman) If you’re only now recovering from the trauma of Mother’s Day, you’ll be appalled to realize that Father’s Day is almost upon us. This year, it’s on Sunday, June 15. And that means you need to start thinking about what you’re going to get your dad now. Fathers fall neatly into one of two groups: Obsessives: These include golfers, gear heads and fanatical sports enthusiasts. Others: Those whose offspring recognize them without recourse to a photograph. Buying for Obsessives It’s much easier to buy something for those in the first group. There are few things an obsessive dad wants more than for his family to recognize and (at least apparently) endorse his enthusiasm. 1. Golfing Pops This seems to apply particularly to golfers, maybe because — deep

Wallet Housekeeping: What to Keep and What to Toss

Posted in Credit Cards, Personal Finance | May 27, 2014

Has your lower back been giving you trouble lately lately, or is it becoming almost impossible to get comfortable in your favorite chair? It may be time for a cleansing. Not of your body, although that may be a good idea too. It might be time to go through that portable file cabinet you carry around called a wallet. If you can’t immediately find what you’re looking for when it’s opened, a little wallet housekeeping may be long overdue.  Going through your wallet on a regular basis not only makes it easier on your back muscles, it can also help keep your personal data from falling into the wrong hands. But what should stay and what should go? What You Should Always Have in Your Wallet While is can vary

12 Products You Should Always Comparison Shop

Posted in Personal Finance | May 21, 2014

Many self-made millionaires say the secret to their financial success was living frugally, even down to the penny. If you only comparison shop big-ticket items, you are leaving money on the table. Smaller purchases can add up to big savings, too. From everyday items to once-in-a-while expenditures, these are 12 products and services you should always comparison shop, plus a few tips on how to find the best deals: Pet supplies: If you believe buying “economy-size” packages saves bucks, start comparing unit prices. A recent online search revealed the price of pine kitty litter at over $31 for a 40-lb. bag at store no. 1, but less than $9 for the 20-lb. bag at store no. 2. Why wouldn’t you buy the two smaller bags and save 42%? Wine: Supermarkets,

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