Find the perfect credit card

There's a credit card out there for pretty much everyone. Getting a credit card can be a great start to building your credit history or, if you have bad credit, a new card can help you fix it. If you make your credit card payments on time, every month, you can build credit very quickly and raise your credit score.

You have to make sure you don't max out your credit card at the end of the month. Why? Because even if you make timely payments or even if you pay off the balance every month, using too much of your available credit can lower your credit score.

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Glossary Terms

Credit Card
Any card used from time to time to borrow money or buy goods or services on credit. <a href='/glossary/what-is-credit-card' title='See the full definition of Credit Card'>read more</a>
Annual Fee
A credit card issuer may charge you a fee each year for your account. <a href='/glossary/what-is-annual-fee' title='See the full definition of Annual Fee'>read more</a>
Line of Credit
A line of credit is a revolving (re-usable) credit account that allows account-holders to borrow money and repay it any time during the term of the... <a href='/glossary/what-is-line-of-credit' title='See the full definition of Line of Credit'>read more</a>
Credit Limit
A credit limit is the maximum amount of charges that may be charged to an account. <a href='/glossary/what-is-credit-limit' title='See the full definition of Credit Limit'>read more</a>
Revolving Debt
Revolving debt is the kind of debt that credit cards offer and is usually an easy way to get credit. It can be a useful tool when used with... <a href='/glossary/what-is-revolving-debt' title='See the full definition of Revolving Debt'>read more</a>
of households carry credit
card debt
from month to month.
Find a Credit Card that's right for you

Credit cards based on your credit

Your credit score is the main determining factor in what type of credit card you can get. Whether you have perfect credit, poor credit or no credit, there’s still a good chance you’ll find the right card for your needs.

of Americans don't know
their credit score.
Would you like to see yours? Show My Score

How long will it take to pay off your debt?

Use this Debt Repayment Calculator to see how many months it will take to pay off your debt.

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Frequently Asked Questions