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How Does LendingTree Get Paid?
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How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

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Which Credit Cards Offer Cellphone Insurance?

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

For many Americans, a cellphone is more than a device. It’s a lifeline. Having it taken away suddenly can therefore feel like losing a limb. Unfortunately, it happens all the time. Someone takes it at the gym. You accidentally drop it on the sidewalk. In an instant, one of your most important possessions is stolen or broken. Luckily, there are some credit cards that can have you covered.

Replacing or repairing a cellphone is expensive. According to a recent survey by Allstate, 140 million Americans have damaged their cellphones at one time or another, and 87 million have done so in the past year.  Cracked screens account for 45% of the damages. If not insured, an iPhone 12 screen repair can cost an average of $279, and an average of $249 for a Samsung Galaxy S20 screen repair. And then there’s water damage or even theft to consider.

Because mobile devices are so essential and so expensive, many credit card issuers have begun offering cellphone insurance as a benefit. As a result, it’s easier than ever to cushion the blow when smartphone disasters strike — provided you have the right card in your wallet.

How cellphone insurance works

If you’re interested in credit cards with cellphone insurance, there are a few things you should know, says Matt Schulz, chief credit analyst at LendingTree.

First, you only qualify for protection when you pay your cellphone bill with the card that offers the perk, in which case coverage typically kicks in the first day of the month after you pay your cellphone bill. For example, if you pay your cellphone bill with your credit card on June 15, your cellphone will be protected beginning July 1. When your next bill comes due on July 15, and you choose to pay it using your checking account, your cellphone coverage will lapse effective Aug. 1 and reactivate again only when you resume paying your bill with your credit card — again, on the first day of the month after you pay your bill.

It’s also important to know what is and isn’t covered. “Generally speaking, what’s covered is a damaged or stolen phone,” Schulz said. “If you just lose your phone — if you leave it in a taxi while you’re on vacation — you’re not going to receive any money back.”

In the case of a stolen phone, you typically must file a police report within 48 hours of the theft. And in the case of a damaged phone, you may be asked to provide a repair estimate from an authorized cellphone repair facility if you plan to have your phone fixed; a receipt for a replacement phone if you had to buy a new device and want to be reimbursed; or even the phone itself so it can be evaluated for damages.

Although there are some minor differences, benefits are generally the same across cards, according to Schulz, who says the maximum benefit typically covers only a fraction of the cost of replacing the most expensive smartphones. As a result, card issuers generally consider their insurance to be “supplemental” — intended for use in combination with other insurance policies in order to cover costs they don’t.

Which credit cards offer cellphone insurance?

What was once a novel benefit is becoming more and more common. “That’s because cellphones have become such an important part of everybody’s lives, and because they’ve gotten so expensive,” Schulz said. “Card issuers are always looking for new ways to differentiate themselves from the competition; when you’re dropping several hundred to $1,000 on a phone, insurance starts to seem like a valuable thing to have.”

Among the cards offering cellphone insurance is the Citi Prestige® Credit Card* ($495 annual fee), which began offering it on May 1, 2019, and has one of the industry’s most generous benefits: up to $1,000 coverage per claim and up to $1,500 in coverage per year for up to five eligible cellphones per account, with a $50 deductible per claim.

Another popular choice is the Uber Visa Card, whose coverage — up to $600 per claim and up to two claims per year, with a $25 deductible — is typical of most offerings, including those of Wells Fargo, which offers identical coverage across each of its consumer credit cards.

Even carriers that don’t offer explicit cellphone benefits might cover your damaged phone. Capital One, for example, offers on some cards (e.g., its Visa Signature cards) a purchase security benefit of up to $500 for items that are damaged within 90 days of purchase, and on other cards offers extended warranty coverage that doubles a purchase’s original manufacturer warranty up to a maximum of one year. Although they won’t help with old or stolen devices, both are alternative means by which to protect a new cellphone from damage.

Credit Cards with Cellphone Insurance
Credit card issuer Credit card name Cellphone coverage/deductibles
American Express The Platinum Card® from American Express

The Business Platinum Card® from American Express

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve Business American Express Card

The Platinum Card from American Express for Goldman Sachs

Coverage for a stolen or damaged eligible cellular wireless telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per eligible card account. Each claim is subject to a $50 deductible. Coverage is limited to two claims per eligible card account per 12-month period.

  • Eligibility and benefit level varies by card. Terms, conditions and limitations apply.
  • Please visit americanexpress.com/benefitsguide for more details.
  • Underwritten by New Hampshire Insurance Company, an AIG Company.

 

Chase Ink Business Preferred® Credit Card Up to $600 per claim; up to $1,800 in coverage per year; $100 deductible
Citi Citi Prestige® Credit Card Up to $1,000 per claim for 5 eligible cellphones per account; up to $1,500 in coverage per year; $50 deductible
Deserve Deserve® EDU Mastercard for Students

Deserve® Classic Mastercard

Up to $600 per claim for up to 3 eligible cellphones per account; up to $1,000 in coverage per year; $50 co-pay per claim
Fifth Third Bank Secured Card by Fifth Third Bank

Stand Up To Cancer® Credit Card

TRIO℠ Credit Card

Truly Simple Credit Card

Fifth Third Cash/Back Card

Fifth Third Preferred Cash/Back Card

Up to $200 per claim; up to two claims and $400 in coverage per year; $50 deductible
First Citizens Bank First Citizens Rewards Visa® Card

First Citizens Smart Option Visa® Card

Up to $500 per claim; up to two claims and $1,000 in coverage per year; $50 deductible
First National Bank of Omaha FNBO Business Edition® Visa® Card

Evergreen® by FNBO | Business Edition® Credit Card

FNBO Business Edition® Secured Mastercard® Credit Card

Up to $600 per claim for up to 5 eligible cellphones per account; up to $1,000 in coverage per year; $50 deductible
Barclays Uber Visa Card Up to $600 per claim; up to two claims and $1,200 in coverage per year; $25 deductible
U.S. Bank U.S. Bank Visa® Platinum Card Up to $600 per claim; up to two claims and $1,200 in coverage per year; $25 deductible
Wells Fargo Wells Fargo Cash Wise Visa® card

Wells Fargo Cash Back℠ College Card

Wells Fargo Platinum card

Wells Fargo Rewards Visa® Credit Card*

Wells Fargo Cash Back Visa® Signature Card

Up to $600 per claim; up to $1,200 in coverage per year; $25 deductible

| Disclosures
The Platinum Card® from American Express
The Platinum Card® from American Express
on American Express's secure site
Terms Apply
N/A
See Pay Over Time APR
$695
5X Membership Rewards® points on flights booked directly with airlines or with
  • Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
  • $695 annual fee.
  • Terms Apply.
720 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
on American Express's secure site
Terms Apply
N/A
17.24% - 25.24% Variable
$695
5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.
680 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
on American Express's secure site
Terms Apply
N/A
18.74%-27.74% Variable
$550
Earn 3X Miles on Delta purchases. Earn 1X Mile on all other
  • Earn 95,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
660 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
on American Express's secure site
Terms Apply
N/A
18.74%-27.74% Variable
$250
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 80,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
660 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
on American Express's secure site
Terms Apply
N/A
18.74% - 27.74% Variable
$250
Earn 3 Miles on every dollar spent on eligible purchases made directly
  • Limited Time Offer: Earn 85,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer ends 11/9/22.
  • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and  Hotel Stays instead of 1.5X).
  • Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
660 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
on Chase's secure site
N/A
18.24% - 23.24% Variable
$95
Earn 3 points per $1 on the first $150,000 spent in combined
  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
750 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Reserve Business American Express Card
on American Express's secure site
Terms Apply
N/A
18.74% - 27.74% Variable
$550
Earn 3 Miles on every dollar spent on eligible purchases made directly
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer ends 11/9/22.
  • With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
  • When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
  • Plus enjoy 3X miles per dollar on all eligible Delta purchases.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
660 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

| Disclosures
Deserve® EDU Mastercard for Students
Deserve® EDU Mastercard for Students
on Deserve's secure site
N/A
20.99% Variable
$0
1% unlimited cash back on ALL purchases
  • Receive one year of Amazon Prime Student on Deserve after your first purchase with your new Deserve EDU Mastercard (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
540 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

What are your other cellphone insurance options?

Because card issuers typically intend for their cellphone benefits to supplement other coverage, it’s important to know which types of primary insurance are available.

One is carrier-provided insurance. According to Consumer Reports, AT&T, Sprint and Verizon offer plans through insurer Asurion, while T-Mobile offers them through Assurant. With each, you can customize your coverage based on the amount of protection you want, as well as the number and price point of devices you want to protect. Monthly premiums range from just $6.75 per month to insure a single smartphone through Verizon to $34.99 per month to insure three devices through AT&T. Carriers typically cover loss in addition to theft and damage, and generally pay more per claim than card issuers in exchange for higher deductibles; Verizon, for example, charges a $149 deductible to protect an iPhone 8, but will pay up to $2,000 per claim.

Some phone manufacturers also offer coverage. Apple, for example, insures iPhones through AppleCare+, which starts at $129 for a two-year plan to insure Apple’s cheapest device against accidental damage only and goes up to $299 for a two-year plan to insure its most expensive device against damage, theft and loss. For Galaxy users, Samsung offers Samsung Protection Plus, which starts at $99 for two years and covers only accidental damage or mechanical breakdowns.

Yet another option is personal insurance, according to Beth Maerz, vice president of customer experience and innovation at insurance company Travelers. She says many homeowners and renters insurance policies cover cellphones for damage or theft, although higher deductibles — typically $500 to $1,000 — apply.

“If somebody comes into your apartment and takes $20,000 worth of stuff, it’s only a $500 deductible to replace it, and that includes your phone,” Maerz said. “On the flip side, if you just damage your phone, you still have to pay the same $500 deductible; if all you have is a cracked screen, that really isn’t going to help you.”

A possible solution is “flexible” personal insurance. In 2018, for example, Travelers launched Traverse, which allows consumers to insure only the items that are important to them, like their cellphone. Like SquareTrade, it covers cellphone-specific loss, theft and damage in exchange for a monthly subscription; but while SquareTrade costs $8.99 per month and charges a deductible of up to $149 per claim, Traverse starts at $4.75 for a smartphone and charges no deductible.

However, Traverse is currently available only in New York, but the company plans to expand soon.

Should you choose a card that offers cellphone insurance?

Clearly, credit card-issued cellphone insurance is just one option. Depending on your needs, it could be the best option.

But that doesn’t mean you should seek a credit card based exclusively on its cellphone benefits.

“It probably shouldn’t be priority No. 1,” Schulz said. “If you carry a balance, you should be looking for cards with low APRs and fees. And if you’re seeking rewards, you should be looking at sign-up bonuses and redemption policies. But if you’re trying to decide between a couple of comparable cards, and one of them offers cellphone insurance, it could be a deciding factor. Because $600 per claim is not an insignificant amount of money — especially if you have a top-of-the-line cellphone.”

The bottom line

Cellphone insurance alone does not a great card make. But if you can’t live without your phone, and you already have or covet a card that offers it, it’s a benefit you should definitely exploit.

The information related to the Wells Fargo Platinum card , Evergreen® by FNBO | Business Edition® Credit Card, FNBO Business Edition® Visa® Card, FNBO Business Edition® Secured Mastercard® Credit Card, Citi Prestige® Credit Card, Deserve® Classic Mastercard, Fifth Third Cash/Back Card, Fifth Third Preferred Cash/Back Card, First Citizens Rewards Visa® Card, First Citizens Smart Option Visa® Card, The Platinum Card from American Express for Goldman Sachs, Secured Card by Fifth Third Bank, Stand Up To Cancer® Credit Card, TRIO℠ Credit Card, Truly Simple Credit Card, Uber Visa Card, Wells Fargo Cash Back Visa® Signature Card, Wells Fargo Cash Wise Visa® card, Wells Fargo Rewards Visa® Credit Card, Wells Fargo Cash Back℠ College Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. These offers and/or promotions may have since changed, expired, or are no longer available. Terms apply to American Express credit card offers. See americanexpress.com for more information.

To see rates & fees for The Platinum Card® from American Express please click here.

To see rates & fees for The Business Platinum Card® from American Express please click here.

To see rates & fees for Delta SkyMiles® Platinum American Express Card please click here.

To see rates & fees for Delta SkyMiles® Platinum Business American Express Card please click here.

To see rates & fees for Delta SkyMiles® Reserve American Express Card please click here.

To see rates & fees for Delta SkyMiles® Reserve Business American Express Card please click here.

 

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