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Best No Foreign Transaction Fee Credit Cards

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated September 29, 2021 . Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

When you’re looking for your best credit card for international travel, you’ll want a card with no foreign transaction fees. This is a fee that’s charged every time you use your card outside the United States, and is often around 3% of the purchase. A LendingTree study on foreign transaction fees found that nearly half of all credit cards assess this type of fee.

Based on our research of cards available through LendingTree, as well as top cards offered by major issuers, we selected seven of the best cards with no foreign transaction fees. We chose cards that offer strong rewards rates and offer cardholders valuable benefits.

Best No Foreign Transaction Fee Credit Cards
Best overall travel card Chase Sapphire Preferred® Card
Best for flat-rate 2x miles Capital One Venture Rewards Credit Card
Best for international dining and travel American Express® Gold Card
Best for cash back Capital One Quicksilver Cash Rewards for Good Credit
Best for no annual fee Bank of America® Travel Rewards credit card
Best for lounge access The Platinum Card® from American Express
Best for business travel Ink Business Preferred℠ Credit Card

Best For Overall travel card

Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

Apply Now
on Chase's secure site
Intro Purchase APR N/A
Annual Fee $95
Regular Purchase APR 15.99% - 22.99% Variable

Earn 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

You can also earn 5X points on Lyft rides through March 2022, as well as up to $60 back on a Peloton membership through 12/31/2021 and a complimentary Dashpass subscription from DoorDash for a year.

One of this card’s best features is that it earns Chase Ultimate Rewards® points, and when you redeem points for travel through the Ultimate Rewards portal, you get 25% more value. The Chase Sapphire Preferred® Card comes with a $95 annual fee.

If you’re looking to earn an influx of rewards to use toward free travel, the Chase Sapphire Preferred® Card is an ideal choice.

Although the Chase Sapphire Preferred® Card charges an annual fee, the value you can get from the card’s sign-up bonus and rewards rate more than makes up for the cost.

You can also transfer points at a 1:1 value to the following travel partners:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club
  • IHG Rewards Club
  • Marriott Bonvoy
  • World of Hyatt

Chase Sapphire Preferred® Card benefits include:

  • $0 foreign transaction fees
  • Trip cancellation and trip interruption insurance
  • Baggage delay insurance
  • Travel and emergency assistance services
  • Auto rental collision damage waiver
  • Extended warranty and purchase protection

Earn 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

You can also earn 5X points on Lyft rides through March 2022, as well as up to $60 back on a Peloton membership through 12/31/2021 and a complimentary Dashpass subscription from DoorDash for a year.

One of this card’s best features is that it earns Chase Ultimate Rewards® points, and when you redeem points for travel through the Ultimate Rewards portal, you get 25% more value. The Chase Sapphire Preferred® Card comes with a $95 annual fee.

If you’re looking to earn an influx of rewards to use toward free travel, the Chase Sapphire Preferred® Card is an ideal choice.

Although the Chase Sapphire Preferred® Card charges an annual fee, the value you can get from the card’s sign-up bonus and rewards rate more than makes up for the cost.

You can also transfer points at a 1:1 value to the following travel partners:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club
  • IHG Rewards Club
  • Marriott Bonvoy
  • World of Hyatt

Chase Sapphire Preferred® Card benefits include:

  • $0 foreign transaction fees
  • Trip cancellation and trip interruption insurance
  • Baggage delay insurance
  • Travel and emergency assistance services
  • Auto rental collision damage waiver
  • Extended warranty and purchase protection

Best For Flat-rate 2x miles

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Apply Now
on Capital One's secure site
Intro Purchase APR N/A
Annual Fee $95
Regular Purchase APR 15.99% - 23.99% (Variable)

The Capital One Venture Rewards Credit Card earns miles at an excellent flat rate of 2 miles per dollar on every purchase, every day. Plus, when you use this card to make hotel and car rental purchases through Capital One Travel, you’ll earn 5 miles per $1 spent. You can also enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel. As for foreign transaction fees? There are none.

It’s easy to redeem miles, too, since you can either use them to book new travel through Capital One or use them to cover a past purchase via the Purchase Eraser feature. Note that when using Purchase Eraser, it must be within 90 days of the date your purchase posts to your account.

Miles can also be transferred to several airline and hotel loyalty programs.

Finally, you can receive an application fee credit of up to $100 every four years as reimbursement for the Global Entry or TSA PreCheck® application fee when you pay with this card.

The Capital One Venture Rewards Credit Card has a loyal following despite competing with other rewards cards that offer higher points on everyday purchases and more benefits.

That may be because it offers cardholders an easy way to earn flat cashback rewards and makes it simple to redeem them via Purchase Eraser or direct booking with miles.

With this card, you don’t have to remember different spending categories, nor are you wedded to a single hotel or airline loyalty program.

Instead, the Capital One Venture Rewards Credit Card has an easy and understandable redemption platform where you can use rewards toward various travel options, including flights, hotels and rental cars.

Capital One Venture Rewards Credit Card benefits include:

  • Travel accident insurance
  • Auto rental collision damage waiver
  • Roadside assistance
  • Extended warranty
  • Foreign transaction fees: None

The Capital One Venture Rewards Credit Card earns miles at an excellent flat rate of 2 miles per dollar on every purchase, every day. Plus, when you use this card to make hotel and car rental purchases through Capital One Travel, you’ll earn 5 miles per $1 spent. You can also enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel. As for foreign transaction fees? There are none.

It’s easy to redeem miles, too, since you can either use them to book new travel through Capital One or use them to cover a past purchase via the Purchase Eraser feature. Note that when using Purchase Eraser, it must be within 90 days of the date your purchase posts to your account.

Miles can also be transferred to several airline and hotel loyalty programs.

Finally, you can receive an application fee credit of up to $100 every four years as reimbursement for the Global Entry or TSA PreCheck® application fee when you pay with this card.

The Capital One Venture Rewards Credit Card has a loyal following despite competing with other rewards cards that offer higher points on everyday purchases and more benefits.

That may be because it offers cardholders an easy way to earn flat cashback rewards and makes it simple to redeem them via Purchase Eraser or direct booking with miles.

With this card, you don’t have to remember different spending categories, nor are you wedded to a single hotel or airline loyalty program.

Instead, the Capital One Venture Rewards Credit Card has an easy and understandable redemption platform where you can use rewards toward various travel options, including flights, hotels and rental cars.

Capital One Venture Rewards Credit Card benefits include:

  • Travel accident insurance
  • Auto rental collision damage waiver
  • Roadside assistance
  • Extended warranty
  • Foreign transaction fees: None

Best For International dining and travel

American Express<sup>®</sup> Gold Card

American Express® Gold Card

Apply Now
on American Express's secure site
Terms Apply
Intro Purchase APR N/A
Annual Fee $250
Regular Purchase APR See Pay Over Time APR

The American Express® Gold Card offers a rewards rate at restaurants worldwide and U.S. supermarkets that rivals other dining rewards cards. Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.

Plus, there is a welcome bonus for new cardmembers: 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

American Express Membership Rewards® points can be redeemed for statement credits, travel, merchandise, gift cards and more. Points can also be transferred to several travel loyalty programs, including Delta SkyMiles®, Emirates Skywards, JetBlue TrueBlue, Marriott Bonvoy™ and more.

The American Express® Gold Card comes with an annual fee of $250 and charges  in foreign transaction fees of none.

To see the rates and fees for American Express® Gold Card, please click here.

If you’re a foodie or frequent traveler in the market for a rewarding high-end card, the American Express® Gold Card is one to consider.

In addition to valuable benefits, such as an annual dining and Uber credit, on top of a $100 airline fee credit, the American Express® Gold Card offers a generous rewards rate on restaurants worldwide, U.S. supermarket and airfare purchases.

If you’re looking to earn a generous rewards rate on all of your travel purchases, you won’t be able to do so with the American Express® Gold Card, since it only offers the higher rate on airfare booked directly with an airline or at amextravel.com. Other travel purchases, such as hotels stays, cruises or homeshares, only earn 1 point per $1 spent.

To see the rates and fees for American Express® Gold Card, please click here.

American Express® Gold Card benefits included (note enrollment may be required for certain benefits):

  • Global Assist hotline
  • Baggage insurance
  • Cellphone protection
  • Trip delay, cancellation and interruption insurance
  • Return, purchase protection and extended warranty
  • Car rental loss and damage insurance
  • ShopRunner membership (enrollment required
  • The Hotel Collection benefit. When you book The Hotel Collection with American Express Travel, get a $100 hotel credit and room upgrades upon arrival whenever available.

*Terms apply

The American Express® Gold Card offers a rewards rate at restaurants worldwide and U.S. supermarkets that rivals other dining rewards cards. Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.

Plus, there is a welcome bonus for new cardmembers: 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

American Express Membership Rewards® points can be redeemed for statement credits, travel, merchandise, gift cards and more. Points can also be transferred to several travel loyalty programs, including Delta SkyMiles®, Emirates Skywards, JetBlue TrueBlue, Marriott Bonvoy™ and more.

The American Express® Gold Card comes with an annual fee of $250 and charges  in foreign transaction fees of none.

To see the rates and fees for American Express® Gold Card, please click here.

If you’re a foodie or frequent traveler in the market for a rewarding high-end card, the American Express® Gold Card is one to consider.

In addition to valuable benefits, such as an annual dining and Uber credit, on top of a $100 airline fee credit, the American Express® Gold Card offers a generous rewards rate on restaurants worldwide, U.S. supermarket and airfare purchases.

If you’re looking to earn a generous rewards rate on all of your travel purchases, you won’t be able to do so with the American Express® Gold Card, since it only offers the higher rate on airfare booked directly with an airline or at amextravel.com. Other travel purchases, such as hotels stays, cruises or homeshares, only earn 1 point per $1 spent.

To see the rates and fees for American Express® Gold Card, please click here.

American Express® Gold Card benefits included (note enrollment may be required for certain benefits):

  • Global Assist hotline
  • Baggage insurance
  • Cellphone protection
  • Trip delay, cancellation and interruption insurance
  • Return, purchase protection and extended warranty
  • Car rental loss and damage insurance
  • ShopRunner membership (enrollment required
  • The Hotel Collection benefit. When you book The Hotel Collection with American Express Travel, get a $100 hotel credit and room upgrades upon arrival whenever available.

*Terms apply

Best For Cash back

Capital One Quicksilver Cash Rewards Credit Card

Capital One® Quicksilver® Card

Apply Now
on Capital One's secure site
Intro Purchase APR 0% intro on purchases for 15 months
Annual Fee $0
Regular Purchase APR 14.99% - 24.99% (Variable)

If you’re looking for a cashback card with a $0 annual fee and foreign transaction fees of none, take a look at the Capital One Quicksilver Cash Rewards Credit Card card.

With it you’ll earn 1.5% cash back on every purchase, every day. Plus, you can earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Your rewards don’t expire for the life of the account and you can redeem your cash back for any amount.

The Capital One Quicksilver Cash Rewards Credit Card also offers an APR of 0% intro on purchases for 15 months. After that, an APR of 14.99% - 24.99% (variable) applies.

While the Capital One Quicksilver Cash Rewards Credit Card has a $0 annual fee, there are credit cards that offer more than 1.5% cash back also without an annual fee — you can find rates of 2% cash back for flat-rate cards and 5% cash back for cards with rotating quarterly categories. However, those cards may charge a foreign transaction fee.

The Capital One Quicksilver Cash Rewards Credit Card offers a straightforward approach to earning rewards with 1.5% cash back on every purchase, every day.

There are three Quicksilver cards, with each geared toward consumers with varying levels of credit scores. The Capital One QuicksilverOne Cash Rewards Credit Card is designed for those with average/fair/limited credit, the Capital One Quicksilver Cash Rewards for Good Credit for those with good credit and the Capital One Quicksilver Cash Rewards Credit Card is for those with excellent/good credit.

With the Capital One Quicksilver Cash Rewards Credit Card, cardholders are eligible for a signup bonus and an introductory 0% APR for purchases. While the other cards do not offer a bonus or 0% APR offer, they all come with similar cashback rewards programs.

Capital One Quicksilver Cash Rewards Credit Card benefits include:

  • Foreign transaction fees: None
  • Extended warranty
  • Travel accident insurance
  • Virtual card numbers from Eno
  • Credit monitoring through CreditWise

If you’re looking for a cashback card with a $0 annual fee and foreign transaction fees of none, take a look at the Capital One Quicksilver Cash Rewards Credit Card card.

With it you’ll earn 1.5% cash back on every purchase, every day. Plus, you can earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Your rewards don’t expire for the life of the account and you can redeem your cash back for any amount.

The Capital One Quicksilver Cash Rewards Credit Card also offers an APR of 0% intro on purchases for 15 months. After that, an APR of 14.99% - 24.99% (variable) applies.

While the Capital One Quicksilver Cash Rewards Credit Card has a $0 annual fee, there are credit cards that offer more than 1.5% cash back also without an annual fee — you can find rates of 2% cash back for flat-rate cards and 5% cash back for cards with rotating quarterly categories. However, those cards may charge a foreign transaction fee.

The Capital One Quicksilver Cash Rewards Credit Card offers a straightforward approach to earning rewards with 1.5% cash back on every purchase, every day.

There are three Quicksilver cards, with each geared toward consumers with varying levels of credit scores. The Capital One QuicksilverOne Cash Rewards Credit Card is designed for those with average/fair/limited credit, the Capital One Quicksilver Cash Rewards for Good Credit for those with good credit and the Capital One Quicksilver Cash Rewards Credit Card is for those with excellent/good credit.

With the Capital One Quicksilver Cash Rewards Credit Card, cardholders are eligible for a signup bonus and an introductory 0% APR for purchases. While the other cards do not offer a bonus or 0% APR offer, they all come with similar cashback rewards programs.

Capital One Quicksilver Cash Rewards Credit Card benefits include:

  • Foreign transaction fees: None
  • Extended warranty
  • Travel accident insurance
  • Virtual card numbers from Eno
  • Credit monitoring through CreditWise

Best For No annual fee

Bank of America<sup>®</sup> Travel Rewards credit card

Bank of America® Travel Rewards credit card

Apply Now
on Bank of America's secure site
Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
Annual Fee $0
Regular Purchase APR 13.99% - 23.99% Variable APR

Bank of America® Travel Rewards credit card details updated Sept. 9, 2021

For those who want a straightforward, no-hassle travel card, the Bank of America® Travel Rewards credit card might fit the bill.

You can earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. And if you’re a member of Bank of America’s Preferred Rewards program, you can earn 25% to 75% more points on every purchase.

Plus, earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening.

While the Bank of America® Travel Rewards credit card has a $0 annual fee, some of the other cards on this list offer higher rewards rates for categories like travel and dining in exchange for paying an annual fee.

If you are looking to finance a big purchase, such as a vacation, or travel abroad, the Bank of America® Travel Rewards credit card can help you do that, since it offers an intro APR on purchases and does not charge additional fees to use the card outside of the U.S.

Plus, if you are a Bank of America® Preferred Rewards member, you can earn 25% to 75% more points on every purchase – meaning, you can earn up to 2.62 points per dollar on all purchases. But keep in mind, to earn the highest rewards rate, you need to have Preferred Rewards Platinum Honors status, which requires a three-month average combined balance of $100,000 or more in qualifying Bank of America banking accounts and/or Merrill Investment accounts.

Bank of America® Travel Rewards credit card benefits include:

  • Foreign transaction fees: none
  • Overdraft protection
  • Digital wallet technology
  • Free access to your FICO Score
  • $0 liability guarantee

Bank of America® Travel Rewards credit card details updated Sept. 9, 2021

For those who want a straightforward, no-hassle travel card, the Bank of America® Travel Rewards credit card might fit the bill.

You can earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. And if you’re a member of Bank of America’s Preferred Rewards program, you can earn 25% to 75% more points on every purchase.

Plus, earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening.

While the Bank of America® Travel Rewards credit card has a $0 annual fee, some of the other cards on this list offer higher rewards rates for categories like travel and dining in exchange for paying an annual fee.

If you are looking to finance a big purchase, such as a vacation, or travel abroad, the Bank of America® Travel Rewards credit card can help you do that, since it offers an intro APR on purchases and does not charge additional fees to use the card outside of the U.S.

Plus, if you are a Bank of America® Preferred Rewards member, you can earn 25% to 75% more points on every purchase – meaning, you can earn up to 2.62 points per dollar on all purchases. But keep in mind, to earn the highest rewards rate, you need to have Preferred Rewards Platinum Honors status, which requires a three-month average combined balance of $100,000 or more in qualifying Bank of America banking accounts and/or Merrill Investment accounts.

Bank of America® Travel Rewards credit card benefits include:

  • Foreign transaction fees: none
  • Overdraft protection
  • Digital wallet technology
  • Free access to your FICO Score
  • $0 liability guarantee

Best For Lounge access

The Platinum Card<sup>®</sup> from American Express

The Platinum Card® from American Express

Apply Now
on American Express's secure site
Terms Apply
Intro Purchase APR N/A
Annual Fee $695
Regular Purchase APR See Pay Over Time APR

The Platinum Card® from American Express offers unparalleled lounge access thanks to the Global Lounge Collection, letting cardholders access more than 1,200 airport lounges across 130 countries.

The rewards and welcome offer are solid. Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply. And earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

You can redeem points in a variety of ways, including booking or upgrading travel, or transferring your points to any of the 22 airline and hotel travel partners with American Express.

All these benefits come at a cost, however. There’s a $695 annual fee for The Platinum Card® from American Express. If you want to add authorized users, there’s a total annual fee of $175 for up to three additional cards; then a $175 annual fee for each additional card after that.

To see the rates and fees for The Platinum Card® from American Express, please click here.

The Platinum Card® from American Express is a great card for frequent travelers looking to maximize their travel experience. Cardholders receive extensive benefits that cover everything from lounge access to baggage insurance to airline fee statement credits and much more.

The rewards program benefits travelers by allowing flexibility when redeeming Membership Rewards® points in a variety of ways, from booking new travel to transferring points on a 1:1 rate with many partner frequent flyer programs.

This card has a high $695 annual fee, so people who don’t travel that often might be better off with cash back cards or low to no-annual-fee travel cards.

To see the rates and fees for The Platinum Card® from American Express, please click here.

The Platinum Card® from American Express benefits include:

  • You don’t have to worry about foreign transaction fees, as there are none.
  • Uber rides with Platinum: Receive Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus of $20 in December. That can be up to $200 in annual Uber Cash savings (enrollment required).*
  • By Invitation Only®: American Express has exclusive events from sporting and fashion to fine dining, art and performances for Platinum Card members.*
  • American Express Global Lounge Collection: Access to 1,200+ airport lounges in over 500 airports around the world.*
  • Fee statement credit for Global Entry or TSA Precheck: When using the The Platinum Card® from American Express to pay for Global Entry or TSA Precheck, you can receive an $85 credit for TSA Precheck every 4.5 years or $100 credit for Global Entry every 4 years (enrollment required).
  • $200 airline fee credit: You can receive up to $200 in statement credits for checked bags, in-flight refreshments and other fees when you select an eligible airline (enrollment required).*
  • If you book your hotel stay with Fine Hotels & Resorts, you can receive complimentary benefits including: room upgrades when available, breakfast, late checkout, early check-in and more.*
  • Upgrade to gold status in select programs: Cardmembers can upgrade to Gold Status in the Marriott Bonvoy and Hilton Honors™ programs (enrollment required).
  • Platinum travel service: Travel counselors are available to assist in making travel arrangements.
  • Baggage insurance plan.*
  • Global dining collection: You can gain special access to various reservations and experiences at popular restaurants, and the opportunity to meet the chefs at exclusive events (enrollment required).*
  • Premium Global Assist® hotline: Qualify for select referrals and services including medical, legal and financial when you travel over 100 miles from your business. You’re responsible for the costs charged by third-party service providers.*
  • Premium car rental privileges: Receive complimentary membership including special upgrades and discounts at premium car rentals (enrollment required).*
  • Car rental loss and damage insurance.*
  • Trip cancellation/interruption insurance.
  • Entertainment Access®: You can gain access to exclusive events and presales for concerts, sporting events, Broadway shows and more in select cities.*

*Terms apply

To see the rates and fees for The Platinum Card® from American Express, please click here.

The Platinum Card® from American Express offers unparalleled lounge access thanks to the Global Lounge Collection, letting cardholders access more than 1,200 airport lounges across 130 countries.

The rewards and welcome offer are solid. Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply. And earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

You can redeem points in a variety of ways, including booking or upgrading travel, or transferring your points to any of the 22 airline and hotel travel partners with American Express.

All these benefits come at a cost, however. There’s a $695 annual fee for The Platinum Card® from American Express. If you want to add authorized users, there’s a total annual fee of $175 for up to three additional cards; then a $175 annual fee for each additional card after that.

To see the rates and fees for The Platinum Card® from American Express, please click here.

The Platinum Card® from American Express is a great card for frequent travelers looking to maximize their travel experience. Cardholders receive extensive benefits that cover everything from lounge access to baggage insurance to airline fee statement credits and much more.

The rewards program benefits travelers by allowing flexibility when redeeming Membership Rewards® points in a variety of ways, from booking new travel to transferring points on a 1:1 rate with many partner frequent flyer programs.

This card has a high $695 annual fee, so people who don’t travel that often might be better off with cash back cards or low to no-annual-fee travel cards.

To see the rates and fees for The Platinum Card® from American Express, please click here.

The Platinum Card® from American Express benefits include:

  • You don’t have to worry about foreign transaction fees, as there are none.
  • Uber rides with Platinum: Receive Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus of $20 in December. That can be up to $200 in annual Uber Cash savings (enrollment required).*
  • By Invitation Only®: American Express has exclusive events from sporting and fashion to fine dining, art and performances for Platinum Card members.*
  • American Express Global Lounge Collection: Access to 1,200+ airport lounges in over 500 airports around the world.*
  • Fee statement credit for Global Entry or TSA Precheck: When using the The Platinum Card® from American Express to pay for Global Entry or TSA Precheck, you can receive an $85 credit for TSA Precheck every 4.5 years or $100 credit for Global Entry every 4 years (enrollment required).
  • $200 airline fee credit: You can receive up to $200 in statement credits for checked bags, in-flight refreshments and other fees when you select an eligible airline (enrollment required).*
  • If you book your hotel stay with Fine Hotels & Resorts, you can receive complimentary benefits including: room upgrades when available, breakfast, late checkout, early check-in and more.*
  • Upgrade to gold status in select programs: Cardmembers can upgrade to Gold Status in the Marriott Bonvoy and Hilton Honors™ programs (enrollment required).
  • Platinum travel service: Travel counselors are available to assist in making travel arrangements.
  • Baggage insurance plan.*
  • Global dining collection: You can gain special access to various reservations and experiences at popular restaurants, and the opportunity to meet the chefs at exclusive events (enrollment required).*
  • Premium Global Assist® hotline: Qualify for select referrals and services including medical, legal and financial when you travel over 100 miles from your business. You’re responsible for the costs charged by third-party service providers.*
  • Premium car rental privileges: Receive complimentary membership including special upgrades and discounts at premium car rentals (enrollment required).*
  • Car rental loss and damage insurance.*
  • Trip cancellation/interruption insurance.
  • Entertainment Access®: You can gain access to exclusive events and presales for concerts, sporting events, Broadway shows and more in select cities.*

*Terms apply

To see the rates and fees for The Platinum Card® from American Express, please click here.

Best For Business travel

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Apply Now
on Chase's secure site
Intro Purchase APR N/A
Annual Fee $95
Regular Purchase APR 15.99%-20.99% Variable

The Ink Business Preferred℠ Credit Card is an affordable and popular business card that charges $0 foreign transaction fees.

There is also a generous signup bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. The travel category includes airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, taxis, toll bridges, parking lots and more.

The shipping category is defined as merchants that specialize in mailing packages, hauling freight and transporting goods or documents, such as couriers, postal and freight shipping companies, express shipping services and mailbox stores.

The internet, cable and phone services category includes internet, cable, satellite television and radio, cellular, wireless data and landline services purchases.

Social media and search engine advertising covers social media websites (such as Facebook and Twitter) and search engines (such as Google AdWords and Microsoft Bing Ads) that advertise a business, brand, products or services.

If you’re a small business owner looking to earn a huge influx of rewards on company expenses that can be redeemed for travel and more, you should look at the Ink Business Preferred℠ Credit Card.

The Ink Business Preferred℠ Credit Card charges an annual fee of $95. However, the value you can get from the card’s sign-up bonus more than covers that amount during the first year of card membership.

One of the key features about this card is that it earns Chase Ultimate Rewards points, and your points are worth 25% more value when redeemed for travel via the Ultimate Rewards portal. Along with redeeming points for travel, cash back and more, cardholders can transfer Ultimate Rewards points at a rate of 1:1 to a several airline and hotel loyalty, including British Airways Executive Club, Emirates Skywards®, JetBlue TrueBlue, Southwest Airlines Rapid Rewards®, United MileagePlus®, Marriott Bonvoy™ and more.

You can also get employee cards at no cost and earn rewards on purchases your employees make.

Additional Ink Business Preferred℠ Credit Card benefits:

  • Free employee cards: Employee cards are free, and you have the ability to implement spending limits to keep spending under control.
  • Cellphone protection: Receive up to $600 per claim in cellphone protection against damage or theft for you and your employees when you pay your bill with your card.
  • Trip cancellation/trip interruption insurance: You may be reimbursed up to $5,000 per person and $10,000 per trip for eligible expenses if your trip is canceled or cut short by sickness, severe weather or other covered situations.
  • Auto rental collision damage waiver: If you decline the rental company’s collision insurance and charge the entire rental cost to your card, and later are a victim of theft or collision damage, you may be reimbursed up to the actual cash value of the vehicle. This applies to most car rentals in the U.S. and abroad.
  • Purchase protection. Your new purchases will be covered against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection. Eligible U.S. manufacturer warranties of three years or less will be extended an additional year.
  • Foreign transaction fees. You will be charged $0 in foreign transaction fees if you use your card to make purchases outside of the U.S.

The Ink Business Preferred℠ Credit Card is an affordable and popular business card that charges $0 foreign transaction fees.

There is also a generous signup bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. The travel category includes airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, taxis, toll bridges, parking lots and more.

The shipping category is defined as merchants that specialize in mailing packages, hauling freight and transporting goods or documents, such as couriers, postal and freight shipping companies, express shipping services and mailbox stores.

The internet, cable and phone services category includes internet, cable, satellite television and radio, cellular, wireless data and landline services purchases.

Social media and search engine advertising covers social media websites (such as Facebook and Twitter) and search engines (such as Google AdWords and Microsoft Bing Ads) that advertise a business, brand, products or services.

If you’re a small business owner looking to earn a huge influx of rewards on company expenses that can be redeemed for travel and more, you should look at the Ink Business Preferred℠ Credit Card.

The Ink Business Preferred℠ Credit Card charges an annual fee of $95. However, the value you can get from the card’s sign-up bonus more than covers that amount during the first year of card membership.

One of the key features about this card is that it earns Chase Ultimate Rewards points, and your points are worth 25% more value when redeemed for travel via the Ultimate Rewards portal. Along with redeeming points for travel, cash back and more, cardholders can transfer Ultimate Rewards points at a rate of 1:1 to a several airline and hotel loyalty, including British Airways Executive Club, Emirates Skywards®, JetBlue TrueBlue, Southwest Airlines Rapid Rewards®, United MileagePlus®, Marriott Bonvoy™ and more.

You can also get employee cards at no cost and earn rewards on purchases your employees make.

Additional Ink Business Preferred℠ Credit Card benefits:

  • Free employee cards: Employee cards are free, and you have the ability to implement spending limits to keep spending under control.
  • Cellphone protection: Receive up to $600 per claim in cellphone protection against damage or theft for you and your employees when you pay your bill with your card.
  • Trip cancellation/trip interruption insurance: You may be reimbursed up to $5,000 per person and $10,000 per trip for eligible expenses if your trip is canceled or cut short by sickness, severe weather or other covered situations.
  • Auto rental collision damage waiver: If you decline the rental company’s collision insurance and charge the entire rental cost to your card, and later are a victim of theft or collision damage, you may be reimbursed up to the actual cash value of the vehicle. This applies to most car rentals in the U.S. and abroad.
  • Purchase protection. Your new purchases will be covered against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection. Eligible U.S. manufacturer warranties of three years or less will be extended an additional year.
  • Foreign transaction fees. You will be charged $0 in foreign transaction fees if you use your card to make purchases outside of the U.S.

To see the rates and fees for The Platinum Card® from American Express, please click here.
To see the rates and fees for American Express® Gold Card, please click here.

Glen Luke Flanagan

Overview

Glen Luke Flanagan covers credit card news for LendingTree.com. He joined the team in June 2019. His work ranges from reviews of new cards to in-depth pieces on protecting your financial information, and his background is in journalism and government communications. 

Experience

As a journalist in North Carolina and South Carolina, Glen covered topics including city government, state government, local businesses, public safety and more. During his time at The State newspaper, Glen’s work appeared on the websites of newspapers across the United States owned by The McClatchy Company. His reporting at The News Herald and The State newspaper won awards from the North Carolina Press Association and the South Carolina Press Association, respectively.

Education

Glen earned his B.A. in media studies with a concentration in journalism from Radford University, graduating summa cum laude in May 2014. After graduation, he participated in a Dow Jones News Fund training and internship. Out of more than 600 applicants, only 86 were accepted into the DJNF program that summer. He was later one of approximately two dozen fellows selected from journalists across the country to participate in the University of South Carolina’s 2016 Media Law School, which was sponsored by the American Board of Trial Advocates. This program gave fellows an intensive crash course in public records, bankruptcy law, podcasts and more.

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The above offers and/or promotions may have since changed, expired, or is no longer available. Check the Issuers’ website for more details.