Fun Hotels You Can Actually Afford with Credit Card Rewards

This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.

While some people pursue credit card rewards in order to rack up cash or gift cards, others are in it for the travel rewards. After all, travel rewards cards let you earn something better than money – instead of cash back, you'll earn travel benefits that let you stretch your travel budget to the max.

Of course, part of the allure of travel rewards is the ability to travel further from home, enjoy upgrades, and stay in nicer places than you could afford otherwise. And honestly, this is one of the biggest benefits of hotel credit cards, specifically. With the right hotel credit card, you can stay free at five-star properties that can easily cost more than $1,000 per night.

Fun Hotels You Can Actually Afford with Credit Card Rewards

If you're gearing up for an anniversary or special occasion and want to stay somewhere out of this world, consider these amazing properties and the hotel credit cards that can get you there:

Book these properties with the IHG® Rewards Club Select credit card:

InterContinental Resort & Spa, Moorea – Dreaming of a trip to French Polynesia? At the InterContinental Resort & Spa on Moorea, you'll enjoy waterfront beach access with beautiful turquoise waters, easy access to snorkeling and scuba, and gourmet dining options galore. Rooms normally cost around 40,000 IHG points per night, but you can also book this room with your annual Free Night certificate.

Crowne Plaza: Key West – La Concha – Situated perfectly on the famous Duval Street, the Crowne Plaza: Key West – La Concha resort offers a glimpse into what luxury beachfront living must be like. Pony up to the Duval Bar Lounge, swim in the luxurious outdoor pool, or enjoy a fabulous view of the famous beach nearby. Rooms normally cost 50,000 IHG points per night, but you can also redeem your Free Night certificate.

Book these properties with the Ritz-Carlton Rewards® Credit Card:

Ritz Carlton – Aruba – The Ritz Carlton Aruba sits on Palm Beach – one of the most beautiful beaches in the world. Enjoy the crystal clear waters, a spa treatment in the famous on-site spa, or a dip in the oceanfront pool. Stays start at just 50,000 Marriott/Ritz Carlton points per night, although you can also book this Category 4 property with the free night certificates offered by the Ritz-Carlton Rewards® Credit Card.

Ritz Carlton – Grand Cayman – Grand Cayman's Seven Mile Beach is simply out of this world, and the Ritz Carlton takes up the best stretch. Stand aimlessly in the wave-free, crystal clear ocean, rent a jet ski or a paddle board for hours of fun with the kids, or relax in the world famous spa. As a Category 5 property, the Ritz Carlton Grand Cayman costs 70,000 Marriott/Ritz Carlton points per night.

Book these properties with the Citi® Hilton HHonors™ Visa Signature® Card:

El Conquistador – Fajardo, Puerto Rico – As a Waldorf Astoria property, the El Conquistador Resort lives up to its namesake. In addition to its endless number of pools and amenities, it has its own private island and an on-site water park to boot. Dine in one of the 20+ restaurants, enjoy a free boat ride out to Palomino Island, or take in the famous view from your outdoor balcony. A standard room costs around 60,000 Hilton HHonors points per night.

Conrad Tokyo – Set among one of the most dramatic city landscapes in the world is the Conrad Tokyo. Located in the heart of the city, this Hilton property offers huge standard rooms, on-site fine dining, and amazing views of downtown. Plus, you'll right in the thick of most attractions you'll want to see in Tokyo anyway. As one of Hilton's top tier property, the Conrad Tokyo usually costs at least 90,000 Hilton HHonors points to book.

Book these properties with the Starwood Preferred Guest® Credit Card from American Express:

Sheraton Grand London Park Lane – London – Smack dab in the middle of London sits the Sheraton Grand London Park Lane in all its glory. This property sits right across the street from Buckingham Palace, around the block from Hyde Park, and just a few short blocks from London's famous underground. Rooms normally start at 20,000 starpoints per night.

W New York – Times Square – The W – New York sits in the middle of the world famous Times Square. Enjoy the lights and sounds of the big city, take in a Broadway show, and dig into the Big Apple's world famous culinary scene. This property costs just 25,000 starpoints per night.

Final Thoughts

While everyone has their own reasons to pursue credit card rewards, some people are in it for the luxurious travel experiences it this hobby provides. If you want in on these experiences, too, make sure to check out the top hotel credit cards and the myriad luxury properties you can book for free.

Find The Right Credit Card.