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Business owners who rely on Delta for the bulk of their travel can take advantage of the multitude of benefits offered by the Delta SkyMiles® Platinum Business American Express Card.
It charges a $250 annual fee, and allows cardholders to earn Medallion® Qualifying Miles (MQMs) that can be applied toward Medallion® Status.
There are four tiers to Medallion® Status: silver, gold, platinum and diamond. Medallion® Status confers benefits such as complimentary upgrades, waived fees and bonus miles.
We break how this card stands out, where it falls short and how it compares to another business card – the Chase Ink Business Preferred℠ Credit Card.
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.
Delta SkyMiles® Platinum Business American Express Card benefits include:
Intro Purchase APR
0% APR for 12 months
Intro BT APR
N/A
Annual Fee
$250
Regular Purchase APR
15.74% - 24.74% Variable
Cash Advance Fee
Either $5 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Welcome bonus
Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. The statement credit essentially knocks the annual fee down to $150.
MQM status boost
Delta SkyMiles® Platinum Business American Express Card cardholders can earn 10,000 Medallion Qualifying Miles if they spend $25,000 with the card in a year, up to 2 times a year.
As an added benefit, cardholders can also earn 2,500 MQMs after spending $25,000 in purchases, up to 2 times a year, throughout 2021. Plus, you’ll be awarded 5,000 MQMs once you meet the required spending to qualify for the welcome bonus.
The lowest Medallion Status is Silver, which requires 25,000 MQMs or 30 Medallion Qualifying Segments (MQS) and $3,000 in Medallian Qualifying Dollars or MQD waiver.
As a Silver status member, you have the ability to upgrade your flight, have priority wait list status, get complimentary preferred seats and waived baggage fees.
Annual companion certificate
The Delta SkyMiles® Platinum Business American Express Card offers a domestic main cabin round-trip companion certificate each year when your card renews. (You’re responsible for taxes and fees of no more than $75.)
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.
No free Delta Sky Club lounge access
Delta SkyMiles® Platinum Business American Express Card holders will have to pay $39 per person (for two guests or immediate family) for Delta Sky Club lounge access compared to the free lounge access offered by the $550 annual fee Delta SkyMiles® Reserve Business American Express Card.
No international travel for companion passes
The annual companion pass is only good in the 48 contiguous states. And taxes and fees of no more than $75 for round-trip domestic flights must be paid.
Annual fee
The Delta SkyMiles® Platinum Business American Express Card charges a $250 annual fee. However, given the number of credits and benefits that come with the card, this isn’t unreasonable.
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.
To see the rates and fees for the Delta SkyMiles® Reserve Business American Express Card, please click here.
For business owners who don’t want their credit card rewards tied to a single airline and want flexible options for redeeming points, a card worth serious consideration is the Ink Business Preferred℠ Credit Card.
The Ink Business Preferred℠ Credit Card has a $95 annual fee and a generous signup bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.. However, the required spend on the card is high in order to earn that bonus.
The Ink Business Preferred℠ Credit Card excels when it comes to flexibility. The points it earns are Chase Ultimate Rewards® points, which are worth 25% more when redeemed for travel through the Ultimate Rewards® portal. For example, you’ll get $1,250 worth of travel from the welcome bonus when redeemed through the portal. Plus, transfer at a 1:1 value to these travel partners:
Note that the Ink Business Preferred℠ Credit Card does not provide lounge access, whereas the Delta SkyMiles® Platinum Business American Express Card does offer the ability to visit Delta Sky Club lounges, for a fee.
However, for its $95 annual fee, the Ink Business Preferred℠ Credit Card costs much less to carry, and offers more versatility.
For business owners looking for widespread lounge access, neither of these cards is the best option. The Business Platinum Card® from American Express, with a $595 annual fee, is the airport lounge king of business cards. It gets you into more than 1,200 lounges in 130 countries. (Note that enrollment is required for Priority Pass lounge access.)
To see the rate and fees for the The Business Platinum Card® from American Express, please click here.
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.
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| Delta SkyMiles® Platinum Business American Express Card | Delta SkyMiles® Reserve Business American Express Card | Delta SkyMiles® Gold Business American Express Card | The Business Platinum Card® from American Express |
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Apply Now on American Express's secure site
Terms Apply
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Apply Now on American Express's secure site
Terms Apply
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Apply Now on American Express's secure site
Terms Apply
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Apply Now on American Express's secure site
Terms Apply
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| Annual Fee | |||
| $250 | $550 | $0 introductory annual fee for the first year, then $99 | $595 |
| Welcome Offer | |||
| Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. | Earn 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new Card in your first 3 months. | Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. | Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. |
| Rewards Rate | |||
| Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. | Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta. | Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. | 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. |
| Regular APR | |||
| 15.74% - 24.74% Variable | 15.74% - 24.74% Variable | 15.74% - 24.74% Variable | 14.24% - 22.24% Variable |
| Recommended Credit | |||
| Excellent/Good | Excellent/Good | Excellent/Good | Excellent/Good |
| Card Details | |||
| Delta SkyMiles® Platinum Business American Express Card | Delta Reserve for Business Credit Card | Delta SkyMiles® Gold Business American Express Card | The Business Platinum Card® from American Express |
Business owners who want travel benefits and the ability to earn MQMs may find the $250 annual fee for the Delta SkyMiles® Platinum Business American Express Card worth it. However, it may not be the best Delta business credit card for your business.
Those who frequent Delta enough to need complimentary Delta Sky Club lounge access will likely prefer the Delta SkyMiles® Reserve Business American Express Card despite its $550 annual fee.
By contrast, for those who fly Delta frequently, but not enough to justify paying hundreds of dollars in annual fees, the Delta SkyMiles® Gold Business American Express Card earns good rewards and has a $0 introductory annual fee for the first year, then $99.
To see the rates and fees for the Delta SkyMiles® Reserve Business American Express Card, please click here.
To see the rates and fees for the Delta SkyMiles® Gold Business American Express Card, please click here.
To see the rate and fees for the The Business Platinum Card® from American Express, please click here
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.
