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Delta SkyMiles® Platinum Business American Express Card Review

Delta SkyMiles<sup>®</sup> Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card Review

Welcome Offer
Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.*
Rewards
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
Extra Perks
First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the Delta SkyMiles® Platinum Business American Express Card best for?

Business owners who rely on Delta for the bulk of their travel can take advantage of the multitude of benefits offered by the Delta SkyMiles® Platinum Business American Express Card.

It charges a $250 annual fee, and allows cardholders to earn Medallion® Qualifying Miles (MQMs) that can be applied toward Medallion® Status.

There are four tiers to Medallion® Status: silver, gold, platinum and diamond. Medallion® Status confers benefits such as complimentary upgrades, waived fees and bonus miles.

We break how this card stands out, where it falls short and how it compares to another business card – the Chase Ink Business Preferred® Credit Card.

To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.

Card overview

    • Limited Time Offer: Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
    • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
    • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and  Hotel Stays instead of 1.5X).
    • Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
    • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
    • Terms and limitations apply.
  • Credit needed:
    660 850
    Excellent/Good

Delta SkyMiles® Platinum Business American Express Card benefits include:

  • Priority boarding
  • Fee credit for Global Entry or TSA Precheck®
  • First checked bag free
  • Trip delay insurance
  • Baggage insurance plan
  • Car rental loss and damage insurance
  • 20% savings on in-flight purchases
  • Extended warranty
  • Purchase protection
  • Free employee cards
  • Amex Offers (enrollment required)
  • Terms apply

Intro Purchase APR

N/A

Regular Purchase APR

17.24% - 26.24% Variable

Intro BT APR

N/A

Regular BT APR

N/A

Annual Fee

$250

Cash Advance Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Pros and cons

Pros

  • Welcome offer
  • Main cabin priority boarding
  • First free checked bag
  • Ability to earn MQMs
  • Companion certificate
  • Fee credit for Global Entry or TSA Precheck

Cons

  • Annual fee
  • Domestic travel only for companion pass
  • No free Sky Club lounge access
  • Low rewards rate for non-Delta purchases

What we like about the Delta SkyMiles® Platinum Business American Express Card

  • Welcome offer

    Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.

  • MQM status boost

    Delta SkyMiles® Platinum Business American Express Card cardholders can earn 10,000 Medallion Qualifying Miles if they spend $25,000 with the card in a year, up to 2 times a year.

    As an added benefit, cardholders can also earn 2,500 MQMs after spending $25,000 in purchases, up to 2 times a year, throughout 2021. Plus, you’ll be awarded 5,000 MQMs once you meet the required spending to qualify for the welcome offer.

    The lowest Medallion Status is Silver, which requires 25,000 MQMs or 30 Medallion Qualifying Segments (MQS) and $3,000 in Medallian Qualifying Dollars or MQD waiver.

    As a Silver status member, you have the ability to upgrade your flight, have priority wait list status, get complimentary preferred seats and waived baggage fees.

  • Annual companion certificate

    The Delta SkyMiles® Platinum Business American Express Card offers a domestic main cabin round-trip companion certificate each year when your card renews. (You’re responsible for taxes and fees of no more than $75.)

To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.

What to watch out for

  • No free Delta Sky Club lounge access

    Delta SkyMiles® Platinum Business American Express Card holders will have to pay $39 per person (for two guests or immediate family) for Delta Sky Club lounge access compared to the free lounge access offered by the $550 annual fee Delta SkyMiles® Reserve Business American Express Card.

  • No international travel for companion passes

    The annual companion pass is only good in the 48 contiguous states. And taxes and fees of no more than $75 for round-trip domestic flights must be paid.

  • Annual fee

    The Delta SkyMiles® Platinum Business American Express Card charges a $250 annual fee. However, given the number of credits and benefits that come with the card, this isn’t unreasonable.

To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.

To see the rates and fees for the Delta SkyMiles® Reserve Business American Express Card, please click here.

Alternate business card

Compare it to the Ink Business Preferred® Credit Card

| Disclosures
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
on Chase's secure site
N/A
16.74% - 21.74% Variable
$95
Earn 3 points per $1 on the first $150,000 spent in combined
  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
750 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

For business owners who don’t want their credit card rewards tied to a single airline and want flexible options for redeeming points, a card worth serious consideration is the Ink Business Preferred® Credit Card.

The Ink Business Preferred® Credit Card has a $95 annual fee and a generous sign-up bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. However, the required spend on the card is high in order to earn that bonus.

The Ink Business Preferred® Credit Card excels when it comes to flexibility. The points it earns are Chase Ultimate Rewards® points, which are worth 25% more when redeemed for travel through the Ultimate Rewards® portal. For example, you’ll get $1,250 worth of travel from the welcome bonus when redeemed through the portal. Plus, transfer at a 1:1 value to these travel partners:

  • Aer Lingus AerClub
  • British Airways Executive Club
  • Emirates Skywards®
  • Flying Blue Air France KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club
  • IHG Rewards Club
  • Marriott Bonvoy™
  • World of Hyatt

Note that the Ink Business Preferred® Credit Card does not provide lounge access, whereas the Delta SkyMiles® Platinum Business American Express Card does offer the ability to visit Delta Sky Club lounges, for a fee.

However, for its $95 annual fee, the Ink Business Preferred® Credit Card costs much less to carry, and offers more versatility.

For business owners looking for widespread lounge access, neither of these cards is the best option. The Business Platinum Card® from American Express, with a $695 annual fee, is the airport lounge king of business cards. It gets you into more than 1,200 lounges in 130 countries. (Note that enrollment is required for Priority Pass lounge access.)

To see the rate and fees for the The Business Platinum Card® from American Express, please click here.
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.

| Disclosures
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
on American Express's secure site
Terms Apply
N/A
15.74% - 23.74% Variable
$695
5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 15.74% to 23.74% based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.
680 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

 

Compare the Delta SkyMiles® Platinum Business American Express Card to similar cards

Comparison of four different credit cards
Delta SkyMiles<sup>®</sup> Platinum Business American Express Card Delta SkyMiles<sup>®</sup> Reserve Business American Express Card Delta SkyMiles<sup>®</sup> Gold Business American Express Card The Business Platinum Card<sup>®</sup> from American Express
Delta SkyMiles® Platinum Business American Express Card Delta SkyMiles® Reserve Business American Express Card Delta SkyMiles® Gold Business American Express Card The Business Platinum Card® from American Express
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on American Express's secure site
Terms Apply
Annual Fee
$250 $550 $0 introductory annual fee for the first year, then $99 $695
Welcome Offer
Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022. Earn 110,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022. Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Rewards Rate
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more.
Regular APR
17.24% - 26.24% Variable 17.24% - 26.24% Variable 17.24% - 26.24% Variable 15.74% - 23.74% Variable
Recommended Credit
Excellent/Good Excellent/Good Excellent/Good Excellent/Good
Card Details
Delta SkyMiles® Platinum Business American Express Card Delta Reserve for Business Credit Card Delta SkyMiles® Gold Business American Express Card The Business Platinum Card® from American Express

Is the Delta SkyMiles® Platinum Business American Express Card right for you?

Business owners who want travel benefits and the ability to earn MQMs may find the $250 annual fee for the Delta SkyMiles® Platinum Business American Express Card worth it. However, it may not be the best Delta business credit card for your business.

Those who frequent Delta enough to need complimentary Delta Sky Club lounge access will likely prefer the Delta SkyMiles® Reserve Business American Express Card despite its $550 annual fee.

By contrast, for those who fly Delta frequently, but not enough to justify paying hundreds of dollars in annual fees, the Delta SkyMiles® Gold Business American Express Card earns good rewards and has a $0 introductory annual fee for the first year, then $99.

To see the rates and fees for the Delta SkyMiles® Reserve Business American Express Card, please click here.
To see the rates and fees for the Delta SkyMiles® Gold Business American Express Card, please click here.
To see the rate and fees for the The Business Platinum Card® from American Express, please click here
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.

Apply Now
on American Express's secure site
Terms Apply