Compare it to the Ink Business Preferred℠ Credit Card
For business owners who don’t want their credit card rewards tied to a single airline and want flexible options for redeeming points, a card worth serious consideration is the Ink Business Preferred℠ Credit Card.
The Ink Business Preferred℠ Credit Card has a $95 annual fee and a generous signup bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.. However, the required spend on the card is high in order to earn that bonus.
The Ink Business Preferred℠ Credit Card excels when it comes to flexibility. The points it earns are Chase Ultimate Rewards® points, which are worth 25% more when redeemed for travel through the Ultimate Rewards® portal. For example, you’ll get $1,250 worth of travel from the welcome bonus when redeemed through the portal. Plus, transfer at a 1:1 value to these travel partners:
- Aer Lingus AerClub
- British Airways Executive Club
- Emirates Skywards®
- Flying Blue Air France KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
- IHG Rewards Club
- Marriott Bonvoy™
- World of Hyatt
Note that the Ink Business Preferred℠ Credit Card does not provide lounge access, whereas the Delta SkyMiles® Platinum Business American Express Card does offer the ability to visit Delta Sky Club lounges, for a fee.
However, for its $95 annual fee, the Ink Business Preferred℠ Credit Card costs much less to carry, and offers more versatility.
For business owners looking for widespread lounge access, neither of these cards is the best option. The Business Platinum Card® from American Express, with a $595 annual fee, is the airport lounge king of business cards. It gets you into more than 1,200 lounges in 130 countries. (Note that enrollment is required for Priority Pass lounge access.)
To see the rate and fees for the The Business Platinum Card® from American Express, please click here.
To see the rates and fees for the Delta SkyMiles® Platinum Business American Express Card, please click here.