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Hotels.com® Rewards Visa® Credit Card Review

Hotels.com<sup>®</sup> Rewards Visa<sup>®</sup> Credit Card

Hotels.com® Rewards Visa® Credit Card Review

Sign-Up Bonus
Limited Time Offer! Get 3 reward nights worth $375 total (max $125 per night)* with qualifying purchases. Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. Plus, get another reward night worth $125 when you spend $4,000 in total purchases within the first 6 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference.
Rewards Rate
Collect 1 stamp each time you spend $500 on purchases with your card and collect 1 stamp for every night you stay at any eligible property booked on Hotels.com. Collect 10 stamps, get 1 reward night.
Annual Fee
$0 Annual Fee.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the Hotels.com® Rewards Visa® Credit Card best for?

The Hotels.com® Rewards Visa® Credit Card offers a unique rewards program that allows Hotels.com Rewards members to earn “stamps” instead of points or miles, which can be redeemed for future Hotels.com stays.

After collecting 10 stamps — either through spending or paying for Hotels.com reservations with the card — Hotels.com members can redeem them for one free night stay. Just know, the value of each reward night is limited to $110 per night, and cardholders must have an open and active Hotels.com Rewards membership to redeem these stamps.

We’ll take a look at how the Hotels.com® Rewards Visa® Credit Card rewards program is structured to help you determine whether this card could be a good fit for your spending.

Hotels.com® Rewards Visa® Credit Card overview

    • Limited Time Offer! Get 3 reward nights worth $375 total (max $125 per night)* with qualifying purchases. Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. Plus, get another reward night worth $125 when you spend $4,000 in total purchases within the first 6 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference.
    • Collect 1 stamp each time you spend $500 on purchases with your card and collect 1 stamp for every night you stay at any eligible property booked on Hotels.com. When you collect 10 stamps, you'll get 1 reward night to redeem on future bookings through Hotels.com.
    • Choose from over 500,000 properties in 200+ countries around the world.
    • $0 Annual Fee.
    • Enjoy Silver membership exclusives such as free breakfast, airport transfers, free WiFi, and more at selected properties for as long as your card is open.
    • Pay your monthly cell phone bill with your card and get up to $600 protection against damage or theft (subject to a $25 deductible).
    • No foreign currency conversion fee.
    • Offers reimbursement for non-refundable passenger fare if your trip is interrupted or cancelled for a covered reason, when your passenger fare is booked with your card.
  • Credit needed:
    660 850
    Excellent/Good

Hotels.com® Rewards Visa® Credit Card benefits include:

  • Free Hotels.com Rewards Silver tier status for the first year of card membership
  • Cell phone protection related to damage or theft up to $600 minus a $25 deductible
  • Travel and emergency assistance services
  • Auto rental collision damage waiver
  • Roadside dispatch
  • Trip cancellation and interruption protections
  • Travel accident insurance

Intro Purchase APR

N/A

Regular Purchase APR

17.24% to 25.24% variable APR

Intro BT APR

N/A

Regular BT APR

17.24% to 25.24% variable APR

Annual Fee

$0

Cash Advance Fee

Refer to Important Credit Terms

Foreign Transaction Fee

None

Balance Transfer Fee

up to 5%; min: $5

Pros and cons

Pros

  • Sign-up bonus
  • Generous travel protections
  • Hotels.com Silver tier status
  • No annual fee

Cons

  • Complicated rewards program
  • High spend requirement to earn rewards

What we like about the Hotels.com® Rewards Visa® Credit Card

  • Sign-up bonus

    Limited Time Offer! Get 3 reward nights worth $375 total (max $125 per night)* with qualifying purchases. Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. Plus, get another reward night worth $125 when you spend $4,000 in total purchases within the first 6 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference.

    Cardholders must have a Hotels.com Rewards membership to receive the bonus reward nights. Note, Hotels.com may assess a redemption fee for each reward night.

    If you choose to redeem your reward night for a property that charges more than $125 a night, you can choose to pay the difference, in addition to any additional fees, taxes or other charges.

  • Generous travel protections

    Along with cell phone protection, the Hotels.com® Rewards Visa® Credit Card offers a bevy of travel-related benefits — these include trip cancellation and interruption protection, travel accident insurance, Roadside Dispatch®, auto damage collision waiver and travel and emergency services.

  • Hotels.com Rewards Silver tier status

    Hotels.com® Rewards Visa® Credit Card holders who are active Hotels.com Rewards members are conveyed with Silver tier status for the first 12 months of card membership. Typically, to earn Silver tier, individuals must book 10 nights through Hotels.com within a 12-month timeframe.

    Silver tier members qualify for free breakfast and Wi-Fi, airport transfers, spa vouchers, priority customer service, room rate price matching and more at VIP Access properties.

  • Annual fee

    The Hotels.com® Rewards Visa® Credit Card charges a $0 annual fee.

What to watch out for with the Hotels.com® Rewards Visa® Credit Card

  • Complicated rewards program

    There are three ways Hotels.com members can earn stamps:

    1. Earn 1 stamp each time you spend $500 on purchases with the card,
    2. Collect 1 stamp for every night you stay at an eligible Hotels.com property.
    3. Get 1 stamp when you use your Hotels.com® Rewards Visa® Credit Card to pay for your booking (in addition to the stamps you earned for staying at the eligible property).

    Once you collect 10 stamps, valued at $110 each, you can redeem them for for one reward night.

  • High spend requirement to earn rewards

    According to the card’s website: “The redemption value of a reward night is based on the average value of the 10 stamps that you collected.”

    Essentially, you’ll either have to spend $5,000 on the card to earn 10 stamps or stay 10 nights at an eligible Hotels.com property before you can earn your free reward night. Plus, your reward night doesn’t cover taxes or fees.

    If you choose to redeem your rewards night at a property valued more than your reward, then you’ll have to pay the difference. If, however, you choose to redeem your rewards for a property valued less than your reward night, you’ll forfeit any difference.

Alternate hotel card to the Capital One Venture Rewards Credit Card

Compare it to the Capital One Venture Rewards Credit Card

| Disclosures
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
on Capital One's secure site
N/A
17.49% - 25.49% (Variable)
$95
2 Miles per dollar on every purchase, every day; 5 Miles on
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
680 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

 

If you’re not a frequent Hotels.com customer, you may be better served by a more general travel rewards card, such as the Capital One Venture Rewards Credit Card. This card allows you to easily rack up points — which can then be redeemed against future travel costs or transferred to 15-plus airline and hotel partners — through a generous sign-up bonus and everyday spending.

New Capital One Venture Rewards Credit Card account holders can enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Cardholders also earn 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023.

There is a $95 annual fee — however, the card charges none in foreign transaction fees and offers up to a $100 credit for Global Entry or TSA Precheck every four years. Plus, the value of the sign-up bonus more than justifies the cost of the annual fee in the first year.

Cardholders can use their miles to get reimbursed for any travel purchase, or redeem them by booking a trip through the Capital One Travel portal.

Compare the Hotels.com® Rewards Visa® Credit Card to similar cards

Comparison of four different credit cards
Hotels.com<sup>®</sup> Rewards Visa<sup>®</sup> Credit Card Capital One Venture Rewards Credit Card Hilton Honors American Express Card Chase Sapphire Preferred<sup>®</sup> Card
Hotels.com® Rewards Visa® Credit Card Capital One Venture Rewards Credit Card Hilton Honors American Express Card Chase Sapphire Preferred® Card
Apply Now
on Wells Fargo's secure site
Apply Now
on Capital One's secure site
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on Chase's secure site
Annual Fee
$0 $95 $0 $95
Welcome Offer
Limited Time Offer! Get 3 reward nights worth $375 total (max $125 per night)* with qualifying purchases. Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. Plus, get another reward night worth $125 when you spend $4,000 in total purchases within the first 6 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference. Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Rewards Rate
Collect 1 stamp each time you spend $500 on purchases with your card and collect 1 stamp for every night you stay at any eligible property booked on Hotels.com. Collect 10 stamps, get 1 reward night. 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023 Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
Regular APR
17.24% to 25.24% variable APR 17.49% - 25.49% (Variable) 17.99%-26.99% Variable 17.49% - 24.49% Variable
Recommended Credit
Excellent/Good Excellent/Good Excellent/Good Excellent
Card Details
Hotels.com® Rewards Visa® Credit Card Capital One Venture Rewards Credit Card Hilton Honors American Express Card Chase Sapphire Preferred® Card

To see the rates and fees for Hilton Honors American Express Card, please click here.

Is the Hotels.com® Rewards Visa® Credit Card right for you?

The Hotels.com® Rewards Visa® Credit Card would primarily benefit avid Hotels.com rewards members, who’ll be able to easily rack up enough stamps from eligible Hotels.com stays to qualify for the free night award. Otherwise, the spending requirement to earn stamps seems rather high — as you have to spend $500 to earn one stamp and need at least 10 stamps to earn that free award night.

However, the Hotels.com® Rewards Visa® Credit Card does come with a $0 annual fee. It also offers a lengthy period of time to earn the sign-up bonus. You could still take advantage of that, provided your heart isn’t set for a multi-day stay at a 5-five hotel, which could cost you over and above the value of the sign-up bonus.

Apply Now
on Wells Fargo's secure site