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Southwest Rapid Rewards® Priority Credit Card Review

Southwest Rapid Rewards<sup>®</sup> Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card Review

Sign-Up Bonus
Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months.
Rewards Rate
Receive 7,500 anniversary points and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, select streaming, and more.
Rates & Fees
No foreign transaction fees.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the Southwest Rapid Rewards® Priority Credit Card best for?

With several Southwest Rapid Rewards credit cards to choose from, you may be wondering if the Southwest Rapid Rewards® Priority Credit Card is the best choice.

If you fly on Southwest frequently, there’s no question that you can get value from the Southwest Rapid Rewards® Priority Credit Card. The card currently offers the following sign-up bonus: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months.

While there’s a $149 annual fee, when you factor in a $75 Southwest annual travel credit, four boarding upgrades per year (when available) and 7,500 anniversary bonus points annually, it won’t be hard for Southwest loyalists to get their money’s worth from this card.

Southwest Rapid Rewards® Priority Credit Card overview

    • Limited Time Offer: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months.
    • 7,500 anniversary points each year.
    • Earn 3X points on Southwest® purchases.
    • Earn 2X points on local transit and commuting, including rideshare.
    • Earn 2X points on internet, cable, and phone services, and select streaming.
    • $75 Southwest® travel credit each year.
    • 4 Upgraded Boardings per year when available.
    • No foreign transaction fees.
  • Credit needed:
    740 850
    Excellent
  • Lost luggage reimbursement
  • Baggage delay insurance
  • Extended warranty protection
  • Purchase protection
  • 4 upgraded boardings annually when available
  • $75 annual travel credit
  • Anniversary points bonus

Intro Purchase APR

N/A

Regular Purchase APR

18.99% - 25.99% Variable

Intro BT APR

N/A

Regular BT APR

18.99% - 25.99% Variable

Annual Fee

$149

Cash Advance Fee

Either $10 or 5% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee

$0

Balance Transfer Fee

Either $5 or 5% of the amount of each balance transfer, whichever is greater.

Pros and cons

Pros

  • Annual travel credit
  • Upgraded boarding
  • Ability to earn TQPs
  • $0 foreign transaction fees

Cons

  • No ability to transfer points to airline partners
  • Limited international destinations
  • Annual fee

What we like about the Southwest Rapid Rewards® Priority Credit Card

  • Generous rewards

    Southwest Rapid Rewards® Priority Credit Card holders receive 7,500 anniversary points and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, select streaming, and more. Plus, earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months.

  • Points for elite status

    This card allows you to earn 1,500 tier qualifying points (TQPs) for every $10,000 you spend on the card. These TQPs help you qualify for Rapid Rewards A-List or A-List Preferred status. You earn A-List status after flying 25 one-way trips or 35,000 tier qualifying points, or A-List Preferred after 50 one-way trips or 70,000 tier qualifying points in a calendar year.

  • Upgraded boarding opportunity

    You’ll be reimbursed for buying up to four upgraded position A1-15 boardings at the departure gate or ticket counter. The price you’ll be credited ranges from $30 to $50 each way, depending on your itinerary and availability.

What to watch out for with the Southwest Rapid Rewards® Priority Credit Card

  • Limited route network

    Your Rapid Rewards can only take you to points in the U.S., the Caribbean, Mexico, Belize, Costa Rica and Hawaii.

  • Annual fee

    You have to make sure you’re going to use the handful of benefits to justify shelling out a $149 annual fee.

Alternate Southwest card to the Southwest Rapid Rewards® Priority Credit Card

Compare it to the Southwest Rapid Rewards® Premier Credit Card

| Disclosures
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
on Chase's secure site
N/A
18.99% - 25.99% Variable
$99
Receive 6,000 anniversary points each year. Enjoy benefits including 3X points on
  • Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months.
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.
750 850

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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Maybe you want a card that isn’t quite as robust as the Southwest Rapid Rewards® Priority Credit Card, but has more benefits than the Southwest Rapid Rewards® Plus Credit Card ($69 annual fee). The Southwest Rapid Rewards® Premier Credit Card ($99 annual fee) could be a good option instead.

Like the Southwest Rapid Rewards® Priority Credit Card, this card helps you get A-List or A-List Plus status by earning 1,500 TQPs each time you spend $15,000 a year on the card (up to $100,000). You still earn anniversary bonus points, but it’s only 6,000 a year instead of 7,500.

The Southwest Rapid Rewards® Premier Credit Card lets cardholders receive 7,500 anniversary points and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, select streaming, and more. Cardholders also earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months.

The Southwest Rapid Rewards® Premier Credit Card comes with all the travel and purchase protections under Visa® Signature, including lost luggage and baggage delay insurance, travel accident insurance, travel and emergency assistance services, auto rental collision damage waiver, roadside dispatch, purchase protection and extended warranty.

Compare the Southwest Rapid Rewards® Priority Credit Card with similar cards

Comparison of four different credit cards
Southwest Rapid Rewards<sup>®</sup> Priority Credit Card Southwest Rapid Rewards<sup>®</sup> Plus Credit Card Southwest Rapid Rewards<sup>®</sup> Premier Credit Card Chase Sapphire Preferred<sup>®</sup> Card
Southwest Rapid Rewards® Priority Credit Card Southwest Rapid Rewards® Plus Credit Card Southwest Rapid Rewards® Premier Credit Card Chase Sapphire Preferred® Card
Apply Now
on Chase's secure site
Apply Now
on Chase's secure site
Apply Now
on Chase's secure site
Apply Now
on Chase's secure site
Welcome Offer
Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months. Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months. Limited Time Offer: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Annual Fee
$149 $69 $99 $95
Rewards Rate
Receive 7,500 anniversary points and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, select streaming, and more. Receive 3,000 anniversary points each year. Enjoy benefits including 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, and select streaming, 2 EarlyBird Check-In® each year, and more. Receive 6,000 anniversary points each year. Enjoy benefits including 3X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, and select streaming, 2 EarlyBird Check-In® each year, and more. 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
Intro Purchase APR
N/A N/A N/A N/A
Regular APR
18.99% - 25.99% Variable 18.99% - 25.99% Variable 18.99% - 25.99% Variable 18.99% - 25.99% Variable
Recommended Credit
Excellent Excellent/Good Excellent Excellent
Card Details
Southwest Rapid Rewards® Priority Credit Card Southwest Rapid Rewards® Plus Credit Card Southwest Rapid Rewards® Premier Credit Card Chase Sapphire Preferred® Card

Is the Southwest Rapid Rewards® Priority Credit Card right for you?

The Southwest Rapid Rewards® Priority Credit Card’s yearly $75 Southwest annual travel credit makes it a cheaper card to hold than the Southwest Rapid Rewards® Premier Credit Card, at a $99 annual fee. Considering the enhanced benefits you get with this card at a lower annual fee, it could be a great option if you’re looking for an upgrade, as long as you’re confident you’ll be using all the benefits offered.

What the Southwest Rapid Rewards® Priority Credit Card card doesn’t have is flexibility. As opposed to other cards that feature points and miles that can be used anytime and anywhere, this card is  great for someone who prefers Southwest and flies it regularly, but it can be limiting if you want to keep your options open.

Apply Now
on Chase's secure site