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U.S. Bank Altitude® Connect Visa Signature® Card

U.S. Bank Altitude® Connect Visa Signature® Card

U.S. Bank Altitude® Connect Visa Signature® Card

Sign-Up Bonus
Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
Rewards Rate
Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points at grocery stores, grocery delivery, dining and on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
Extra Perks
Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck ® or Global Entry® application fee once every four years.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the U.S. Bank Altitude® Connect Visa Signature® Card best for?

If you’re looking for a card that earns a strong rewards rate on gas and travel, and comes with a unique streaming bonus for purchases of services such as Netflix and Spotify, the U.S. Bank Altitude® Connect Visa Signature® Card might be the right credit card for you.

The U.S. Bank Altitude® Connect Visa Signature® Card charges a $0 introductory annual fee for the first 12 months, after that $95. This puts it right in the middle in U.S. Bank’s line of Altitude credit cards — there’s also the U.S. Bank Altitude® Go Visa Signature® Card with a $0 annual fee and the premium U.S. Bank Altitude™ Reserve Visa Infinite® Card with a $400 annual fee.

U.S. Bank Altitude® Connect Visa Signature® Card overview

    • Intro Offer: Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
    • 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
    • 4X points on travel, gas stations, and EV charging stations.
    • 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
    • 2X points at grocery stores, grocery delivery, and dining.
    • Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years.
    • 1X point on all other eligible purchases.
    • Points never expire.
    • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
    • Terms and conditions apply.
  • Credit needed:
    660 850
    excellent-good
  • 24/7 access to the Visa Signature Concierge
  • Benefits when staying at properties within the Visa Signature Luxury Hotel Collection
  • Savings of up to 15% on qualified Silvercar rentals
  • Special access and savings at more than 50 Sonoma County wineries
  • ID Navigator Powered by NortonLifeLock

Intro Purchase APR

N/A

Regular Purchase APR

16.74% - 24.74% (Variable)

Intro BT APR

N/A

Regular BT APR

16.74% - 24.74% (Variable)

Annual Fee

$0 introductory annual fee for the first 12 months, after that $95.

Cash Advance Fee

N/A

Foreign Transaction Fee

$0

Balance Transfer Fee

Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

Pros and cons

Pros

  • Sign-up bonus and generous rewards
  • $30 annual streaming credit
  • TSA PreCheck or Global Entry credit
  • $0 foreign transaction fee

Cons

  • Points can’t be transferred
  • Annual fee
  • No travel protections

What we like about the U.S. Bank Altitude® Connect Visa Signature® Card

  • Earn a valuable sign-up bonus

    Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
  • Generous rewards program

    Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points at grocery stores, grocery delivery, dining and on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!. If you’re a frequent traveler and a road warrior, this is a good card to have on hand.

    Plus, earn 5X points on prepaid hotels and car rentals when you book in the Altitude Rewards Center.

  • Earn a $30 streaming credit

    When you put eligible streaming service purchases such as Apple Music, Hulu, Netflix and Spotify on your U.S. Bank Altitude® Connect Visa Signature® Card for 11 consecutive calendar months, you can earn an automatic statement credit of $30.

  • Credit for TSA PreCheck or Global Entry

    If you rely on TSA PreCheck or Global Entry to speed up your airport experience, you’ll like that the U.S. Bank Altitude® Connect Visa Signature® Card will reimburse you up to $100 in statement credits every four years when you put the application fee on this card.

  • No annual fee the first year

    Not all cards that charge annual fees will waive the fee your first year, so it’s a nice feature that the U.S. Bank Altitude® Connect Visa Signature® Card does.

  • No foreign transaction fee

    When you travel abroad, you can swipe the U.S. Bank Altitude® Connect Visa Signature® Card with peace of mind, knowing the foreign transaction fee is $0.

What to watch out for with the U.S. Bank Altitude® Connect Visa Signature® Card

  • Can't transfer points

    Some travel cards in the same annual fee range as the U.S. Bank Altitude® Connect Visa Signature® Card allow you to transfer your points to airline and hotel partners. For example, points earned on the Chase Sapphire Preferred® Card can be transferred at a 1:1 value to 14 different partners. Unfortunately, the U.S. Bank Altitude® Connect Visa Signature® Card does not offer that flexibility.

  • There's an annual fee

    There’s a $0 introductory annual fee for the first 12 months, after that $95. If you value each point earned as worth 1 cent, you could recoup the amount of the annual fee after year one by spending $2,375 a year (or about $197.92 a month) on travel and gas station purchases that earn 4X. However, if you’re not a heavy spender in the U.S. Bank Altitude® Connect Visa Signature® Card‘s rewards categories, you’d likely be better off with a no-annual-fee cashback card in your wallet.

  • No travel protections

    Unfortunately, if you’re looking for travel protections like baggage delay insurance, you won’t find such benefits on the U.S. Bank Altitude® Connect Visa Signature® Card.

Alternate travel card

Compare it to the Chase Sapphire Preferred® Card

| Disclosures
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
on Chase's secure site
N/A
16.24% - 23.24% Variable
$95
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
750 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

 

If you’re looking for more flexibility in how you can use your points, as well as more in the way of travel protections, take a look at the Chase Sapphire Preferred® Card.

It comes with a reasonable $95 annual fee and cardholders earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases

There’s also a generous sign-up bonus: Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Just make sure you haven’t opened five or more cards (from any issuer) within the past 24 months, or Chase’s unwritten 5/24 rule means you’ll get denied for this card.

Where Chase Sapphire Preferred® Card really stands out is the flexibility of the Chase Ultimate Rewards® points you’ll earn. Cardholders can book travel through the Chase Ultimate Rewards® portal, getting 25% more value per point. Or, points can be transferred at a 1:1 value to the following airline and hotel partners:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards®
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • IHG® Rewards Club
  • JetBlue TrueBlue
  • Marriott Bonvoy™
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club
  • World of Hyatt®

Plus, travel secure in the knowledge that the Chase Sapphire Preferred® Card offers these protections:

  • Trip cancellation and interruption insurance
  • Baggage delay insurance
  • Trip delay reimbursement
  • Auto rental collision damage waiver

In short, while the U.S. Bank Altitude® Connect Visa Signature® Card earns more points on certain purchases than the Chase Sapphire Preferred® Card, the latter offers far greater flexibility in how to use your points for travel — as well as helpful travel benefits in case your trip doesn’t go quite as planned.

Compare the U.S. Bank Altitude® Connect Visa Signature® Card to similar cards

Comparison of four different credit cards
U.S. Bank Altitude® Connect Visa Signature® Card Chase Sapphire Preferred® Card U.S. Bank Altitude® Go Visa Signature® Card Bank of America<sup>®</sup> Customized Cash Rewards credit card
U.S. Bank Altitude® Connect Visa Signature® Card Chase Sapphire Preferred® Card U.S. Bank Altitude® Go Visa Signature® Card Bank of America® Customized Cash Rewards credit card
Apply Now
on U.S. Bank's secure site
Apply Now
on Chase's secure site
Apply Now
on U.S. Bank's secure site
Apply Now
on Bank Of America's secure site
Welcome Offer
Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more. Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points at grocery stores, grocery delivery, dining and on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases. 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
Annual Fee
$0 introductory annual fee for the first 12 months, after that $95. $95 $0 $0
Regular APR
16.74% - 24.74% (Variable) 16.24% - 23.24% Variable 15.74% - 24.74% (Variable) 14.24% - 24.24% Variable APR
Recommended Credit
excellent-good excellent excellent-good excellent-good
Card Details
U.S. Bank Altitude® Connect Visa Signature® Card Chase Sapphire Preferred® Card U.S. Bank Altitude® Go Visa Signature® Card Bank of America® Customized Cash Rewards credit card

Is the U.S. Bank Altitude® Connect Visa Signature® Card right for you?

It all comes down to what you’re looking for. The U.S. Bank Altitude® Connect Visa Signature® Card earns a handsome rate on travel and gas station purchases, and a decent rate in some other common spending categories too. Plus, the annual $30 streaming credit (when you make 11 consecutive calendar month purchases of an eligible service) has the potential to reward cardholders nicely for online entertainment. The annual fee is reasonable — $0 introductory annual fee for the first 12 months, after that $95.

However, while this card earns rewards on travel and gas station purchases, it doesn’t let cardholders transfer points to travel partners, and it doesn’t offer protections such as trip cancellation and interruption insurance or baggage delay insurance. If you need more flexibility and protection than you get with the U.S. Bank Altitude® Connect Visa Signature® Card, the Chase Sapphire Preferred® Card is worth considering.

Apply Now
on U.S. Bank's secure site