Credit CardsPrivate: Credit Cards > Travel
How Does LendingTree Get Paid?
| Advertising Disclosure

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.

Chase Sapphire Preferred Airline Transfer Partners

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

One of the Chase Sapphire Preferred® Card’s most important features is the ability to transfer points 1:1 to airline partners in every global alliance and top hotel partners via the Chase Ultimate Rewards® program.

We rank the Chase Sapphire Preferred® Card as the best rewards card for flexible fliers because it gives you the ability to transfer points to a number of airline transfer partners, including United MileagePlus®, Southwest Airlines, British Airways, Virgin Atlantic and more.

For business credit card users, the Ink Business Preferred℠ Credit Card has the same point transfer features as the Chase Sapphire Preferred® Card, and you can combine points from both cards, as well as those of any other cards that earn Ultimate Rewards® points, like the Chase Sapphire Reserve® or the Chase Freedom Flex℠.

Disclosures |
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
on Chase's secure site
N/A
15.99% - 22.99% Variable
$95
5X points on travel purchased through Chase Ultimate Rewards®, 3X points on
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
750 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Disclosures |
Ink Business Preferred℠ Credit Card
Ink Business Preferred℠ Credit Card
on Chase's secure site
N/A
15.99%-20.99% Variable
$95
Earn 3 points per $1 on the first $150,000 spent in combined
  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
750 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Disclosures |
Chase Sapphire Reserve®
Chase Sapphire Reserve®
on Chase's secure site
N/A
16.99%-23.99% Variable
$550
5X total points on air travel and 10X total points on hotels
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
750 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Disclosures |
Chase Freedom Flex℠
Chase Freedom Flex℠
on Chase's secure site
0% Intro APR on Purchases for 15 months
14.99% - 23.74% Variable
$0
Earn 5% cash back on eligible purchases in rotating categories, 5% on
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
680 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Current transfer partners

Here is the list of current Chase Sapphire Preferred® Card airline transfer partners, and links to guides that explain how to use them (if available):

  • United MileagePlus®
  • Southwest Airlines Rapid Rewards®
  • Flying Blue Air France KLM (lets you book Delta and Alaska flights)
  • British Airways Executive Club (lets you book American Airlines flights)
  • Aer Lingus, AerClub (lets you book American Airlines flights)
  • Iberia Plus (lets you book American Airlines flights)
  • Virgin Atlantic Flying Club (lets you book Delta flights)
  • Singapore Airlines KrisFlyer
  • JetBlue TrueBlue
  • Emirates Skywards®
  • Air Canada Aeroplan

You can also transfer to these hotel travel partners:

And remember if a transfer partner doesn’t work for you, it’s always possible to use your points to buy tickets on the Chase Ultimate Rewards® website, which gives you access to most airlines. When you redeem your points for travel through Chase Ultimate Rewards, you will receive 25% more value from those rewards.

United Airlines

You can transfer points instantly to your United MileagePlus® account, or that of any member of your household who is an authorized user of your account.

United MileagePlus miles can also be used for travel on more than 35 airlines worldwide with any Star Alliance or MileagePlus partner airlines, including Air Canada, Asiana Airlines, Lufthansa, Swiss, South African Airways, Scandinavian Airlines, Singapore Airlines, Hawaiian Airlines and many more.

Because of the number of international airline partners United has, you’ll find that you can fly to Europe or Asia at a very reasonable rate. For example, you can get a roundtrip ticket to Europe for as few as 60,000 miles or a roundtrip ticket to Asia for between 70,000 and 85,000 miles, depending on where you go on the continent.

To get an idea how far your miles can take you, check out United’s list of featured flight award deals.

You can search for and book award travel on United.com. You can also book award travel by phone — however, a booking fee may apply.

Southwest Airlines

Points can be transferred instantly into your Southwest Rapid Rewards account.

Sending your points to Southwest is often one of the best deals for travel in the U.S. or the Caribbean, with every point worth approximately 1.5 cents toward Southwest airfare. That means you can get a $300 ticket for around 20,000 points — just note these transfers don’t count toward A-List or Companion Pass elite status.

Air France

You can transfer your points into Air France Flying Blue miles any time, letting you book tickets on Air France, KLM, and Flying Blue program members (Aircalin, Kenya Airways, TAROM and Transviapartners), as well as Flying Blue partners, including fellow SkyTeam members Alitalia, Korean Air and Aeromexico. You can book a one-way flight from New York to Paris starting at just 22,000 miles.

Beware that Air France flights incur fuel surcharges of hundreds of dollars for flights between the U.S. and Europe, but if you use Air France miles to book Delta flights, you won’t pay any fuel surcharges.

To see how far Air France miles can get you, check out its miles price estimator.

British Airways

You can send your points to British Airways and use them for travel on British Airways as well as any OneWorld carrier, including American Airlines, Cathay Pacific, Finnair, Japan Airlines, Qantas and Qatar Airways, among others.

You can also transfer your Ultimate Rewards® to Aer Lingus Avios and Iberia Avios, though your redemption options may be limited.

Virgin Atlantic

If you transfer to Virgin Atlantic Flying Club, you can use your points to travel on Virgin Atlantic and its many partner airlines, including Delta Airlines, Singapore Airlines, Virgin Australia, Hawaiian Airlines, and more. Additionally, you’re also allowed to earn miles through AirFrance, KLM and Scandanavian Airlines.

To see how far your Flying Club miles can take you or to learn how many miles you’ll earn on your next flight, check out Virgin Atlantic’s earning calculator and reward flights table.

Singapore Airlines

Once you transfer your points to Singapore Airlines KrisFlyer loyalty program, they can be used for travel on Singapore Airlines and its Star Alliance partners, like United, Lufthansa, ANA (All Nippon Airways), Thai Airways and more.

A roundtrip flight from New York to Singapore starts at 80,000 KrisFlyer miles. To find out how many KrisFlyer miles you need to reach your destination, take a look at the miles calculator.

If you’re interested in flying Singapore Airlines, you’ll pay fuel surcharges, but you’ll have access to more award seats than if you used United miles to book Singapore flights — so if you’re interested in flying on Singapore, the best strategy is to check if the flights you want are available using United miles.

JetBlue TrueBlue

JetBlue has a number of airline partners, including Emirates, South African Airways, Aer Lingus and more. However, while you can earn TrueBlue points on each of those airlines, the only partner airline that allows you to redeem your TrueBlue points is Hawaiian Airlines.

Because JetBlue Airlines has a limited number of flight destinations in the U.S. and the Caribbean, transferring your miles to Hawaiian Airlines is a great way to gain access to a broader range of flight routes throughout the world.

Other partners

You can also transfer your points to several hotel programs, including Marriott Bonvoy, World of Hyatt and IHG Rewards Club. Generally, you won’t get great value out of moving miles into hotel points unless you have some points in the hotel program to top off — that’s because hotel rewards cost a lot of points.

For example, one free night at a Category 6 Marriott property, like the W Hotel Austin, will run you 50,000 points; for that much, you could fly there first class round trip on a United Saver Award ticket from within the U.S.

To view a full list of participating Marriott properties and redemption rates, click here.

Additionally, Amtrak is a points transfer partner that offers reward travel starting at just 800 points to more than 500 destinations. You can also use points for Amtrak lounge passes or upgrade coupons.

What about booking Delta flights?

It’s not the most convenient option, but it is possible to book Delta flights with your Chase Ultimate Rewards® points.

Here’s a quick summary on how to do so:

1. Transfer to Virgin Atlantic

Virgin is a partner of Delta’s, as well as a partner with Chase. You can use Virgin points to book Delta flights; check availability by calling Virgin Flying Club on 1-800-365-9500. They can put an award on hold for you for 24 hours, and you can then transfer points from your Chase account to Virgin to finalize the booking.

2. Use your Chase Ultimate Rewards® points like cash

You can use the Chase Ultimate Rewards® booking portal to buy tickets on almost any airline, similar to shopping for travel on a site like Expedia.com. Every 10,000 points is worth $125 in ticket value, and you can use as few as 1,000 points. You can also choose to pay part cash and part points for tickets.

How the transfer works

Simply log into your Chase Ultimate Rewards® account online — select the “Transfer Points to Travel Partners,” then enter the number of points you want to transfer in 1,000-point increments. You’ll be prompted to enter the account number of the mileage program you are transferring into, along with your name. The points will usually be transferred instantly. The name on the mileage account doesn’t have to be yours — it can also be a member of your household or an authorized cardholder.

You can learn more about the Chase Sapphire Preferred® Card by reading our guide to the card’s many travel protection benefits.