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Delta Skymiles Credit Cards Debut Changes

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Delta SkyMiles® cards from American Express® keep getting better.  Recent changes involve some benefit enhancements and better earning power, but cardholders will also lose out on a few items and may pay higher annual fees.

Some of the changes went into effect January 30, 2020, and more recently in June 2021. If you have a Delta SkyMiles card already or are thinking of getting one, here are a few highlights of the upcoming policies:

Read on for a more detailed look at how each Delta SkyMiles card is changing. Terms apply to American Express credit card offers. See americanexpress.com for more information.

Delta SkyMiles® Blue American Express Card

Disclosures |
Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card
on American Express's secure site
Terms Apply
N/A
15.74%-24.74% Variable
$0
Earn 2X Miles per dollar spent on Delta purchases and at restaurants,
  • Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • Earn 2X Miles per dollar at restaurants, now worldwide.
  • Earn 2X Miles per dollar spent on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
720 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

The lower-tier card among the four is the Delta SkyMiles® Blue American Express Card. There’s still a $0 annual fee, but the program is adding a couple of additional benefits.

Take the card abroad. This card has foreign transaction fees of none, which is convenient for overseas travel.
Extra miles when you dine. Earn 2X Miles per dollar spent on Delta purchases and at restaurants, now worldwide. Earn 1X Mile on all other eligible purchases. Previously, dining rewards were just for U.S. restaurants.
Pay With Miles feature is activated. With the Delta SkyMiles® Blue American Express Card, you can reduce the cost of your flight using miles. This program used to be exclusive to Gold, Platinum and Reserve credit card members.

Overview of changes

Overall, the Delta SkyMiles® Blue American Express Card isn’t changing all that much, but each tweak lets cardholders come out on top. The updates are especially beneficial for those who want to use this card abroad, since they won’t have to pay a foreign transaction fee and they can earn miles on dining outside the U.S.

For Delta SkyMiles® Blue American Express Card rates and fees, click here.

Delta SkyMiles® Gold American Express Card

Disclosures |
Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
on American Express's secure site
Terms Apply
N/A
15.74%-24.74% Variable
$0 introductory annual fee for the first year, then $99.
Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and
  • Earn 40,000 Bonus Miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
660 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

The next level up is the Delta SkyMiles® Gold American Express Card. While there are some  benefits that cardholders will love, they’ll also be losing a couple of perks.

More miles. Cardholders can double their miles earnings at restaurants and U.S. supermarkets.
Spend and save. A nice new feature is getting a $100 Delta flight credit when you reach $10,000 in spending for the year.
A slight bump up in the annual fee. Prior to January 30, 2020, there was an $0 introductory annual fee, then $95. The annual fee has now bumped up to $0 introductory annual fee for the first year, then $99. That’s hardly a game changer, but just a heads up.
No more Delta Sky Club access. This one hurts for cardholders who used this benefit, since the card will no longer allow you entry into the premium lounge for a daily fee.
Say goodbye to the MQD waiver. You used to be able to waive the MQD (Medallion Qualification Dollar) requirement to reach Platinum, Gold, or Silver Medallion Status if you purchased $25,000 or more using this card. But that is no longer the case.

Overview of changes

For the person who simply wants to earn miles and save on flights, the changes to the Delta SkyMiles® Gold American Express Card give you more earning power at restaurants and supermarkets. Plus, the statement credit of up to $100 more than makes up for the small annual fee increase. However, for cardholders who are aiming for Medallion status and who enjoy Sky Club access, the updated terms are sure to disappoint.

For Delta SkyMiles® Gold American Express Card rates and fees, click here.

Delta SkyMiles® Platinum American Express Card

Disclosures |
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
on American Express's secure site
Terms Apply
N/A
15.74%-24.74% Variable
$250
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
660 850

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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Next up is the Delta SkyMiles® Platinum American Express Card. Like the Delta SkyMiles® Gold American Express Card, there are a couple of nice perks, but the card will cost you more to carry and the Miles Boost program is changing.

Statement credit of up to $100. Like many travel cards, this one will cover cardholders for Global Entry or TSA Precheck costs.
Annual fee increase. The annual fee increased from $195 to $250.
Miles Boost transitions to Status Boost. Before, spending a lot used to earn both bonus miles that you could redeem and MQMs (Medallion Qualification Miles, which helps you toward earning status). The program will no longer include bonus miles, so you’ll get just 10,000 MQMs when you spend $25,000, up to twice per year.
Delta Sky Club price increase. The good news is you can still get access to the lounge with this card, but it will cost $39 instead of $29 per visit.

Overview of changes

There’s definitely a significant boost in earning potential given that the rewards rate is going up in four spending categories. However, losing the bonus miles and having to pay more for the annual fee and for lounge access is a big turnoff.

For Delta SkyMiles® Platinum American Express Card rates and fees, click here.

Delta SkyMiles® Reserve American Express Card

Disclosures |
Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
on American Express's secure site
Terms Apply
N/A
15.74%-24.74% Variable
$550
Earn 3X Miles on Delta purchases. Earn 1X Mile on all other
  • Earn 50,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Receive a Domestic First Class, Delta Comfort+® or Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government-imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
660 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

The highest tier card is the Delta SkyMiles® Reserve American Express Card, and it, too, had a few significant changes in 2020.

Lounge access. Cardholders will be able to use The American Express Centurion® Lounge, and they get two Delta Sky Club one-time guest passes per year.
Complimentary upgrades. This is a snazzy perk, especially considering that you don’t need to have earned Medallion® Status to get it.
Statement credit up to $100. Delta SkyMiles® Reserve American Express Card cardholders also get up to a $100 statement credit for global entry or TSA Precheck.
A boost in earnings. There is a bump in miles earnings on Delta purchases from 2x to 3x.
Get up to 20,000 MQMs. To qualify for both the signup bonus and the 20,000 MQMs, you must spend at least $5,000 on the card within the first three months of card membership.
Annual fee increase. The annual fee increased from $450 to $550.
No more priority lane check-ins. Reserve cardholders used to get Sky Priority® Security Lane access, but not anymore.

Overview of changes

Assuming you can live with the increased annual fee, the added benefits do have some real value. In fact, the lounge access and complimentary upgrades rise to VIP-level perks, which you should have with this expensive of a card. Having more opportunities to earn MQMs is also in the plus column for status seekers, but again, there are no more bonus miles. Lastly, although you lose automatic Sky Priority privileges, if you earn Medallion status or fly first or business class, you’ll get those anyway.

For Delta SkyMiles® Reserve American Express Card rates and fees, click here.

Bottom line

Changes to rewards and miles programs happen from time to time, and depending on which benefits you enjoy on your card, it may or may not have that big an impact on you. The forthcoming changes on the Delta SkyMiles cards are a mixed bag.

On the lower end, the Delta SkyMiles® Blue American Express Card and Delta SkyMiles® Gold American Express Card added appealing features to help earn more miles and save a few bucks on fees. The big drawbacks are on the Delta SkyMiles® Gold American Express Card where you lose Sky Club access and the MQD waiver.

On the higher tier cards, the annual fee jump is significant, and the transition away from bonus miles to status miles may hurt some. But, the Delta SkyMiles® Platinum American Express Card has the nicest bump up in earnings rates overall.

As for the Delta SkyMiles® Reserve American Express Card, the added Centurion Lounge access and complimentary upgrades may help ease the pain of losing Sky Priority privileges.