Credit Reports & Scores Advice & Articles

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  • Featured
    What is a Credit Report?
    If you've ever been confused about credit scores and credit reports, you're not alone. These two terms sound alike, yet they represent two different components of your credit.Where your credit score is...Read More
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    Catastrophe with Credit Cards? More than 40% of College Students Unaware of Their Credit Scores
    Millions of American college students appear to be more familiar with their ACT and SAT scores than their credit scores, which could jeopardize their ability to get credit cards and loans.A recent survey...Read More
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    Loans for Bad Credit
    If you have a bad credit score, the best rates for credit cards, personal loans, mortgages and auto financing may be unavailable to you. However, you may still be able to borrow -- there are products that...Read More
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    How to Help a New Immigrant Build Credit
    America is largely a nation of immigrants, and this proud tradition continues today. According to the Migration Policy Institute, over 42 million Americans were born outside the United States and 1.3 million...Read More
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    How To Improve Your Credit After Divorce
    Divorce can wreak havoc in your financial life, leaving you with bad credit and a low credit score. Fortunately, there are ways to protect yourself and even improve your credit after divorce.Here are seven...Read More
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    Tips for Building a Credit Score from Nothing
    The daunting task of building credit isn't really that daunting if you know where to start and what to do. We go over the basics for building credit when you're starting with nothing or very little.Read More
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    5 Ways You're Hurting Your Credit Score Without Realizing It
    A healthy credit score is essential if you want to get the best rates when you take out a home loan, finance a car, or borrow money for any reason. Unfortunately, your credit is one area where what you...Read More
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    Q&A: What to Do About a Late Credit Card Payment
    Question: I always pay my bills on time, but I recently made a huge mistake. I missed the due date and paid my credit card bill two weeks late. What should I do to keep this from ruining my credit? –...Read More
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    Q&A: How Can I Rebuild My Credit After a Bankruptcy?
    Question: I declared Chapter 13 bankruptcy a year ago. What should I do to rebuild my credit? - Gail Answer: Hi Gail, The first thing I want to tell you is that after a bankruptcy, your score suffers...Read More