Network Capital Funding Corporation
Network Capital, a mortgage lender that positions its clients to enjoy the important things in life. From its inception in 2002, Network Capital set out to deliver products, pricing, solutions, and service that exceed client expectations. By consistently delivering these value propositions in conjunction with practicing corporate social responsibility and adhering to principles that exceed industry standards, we have been able to not only avert the credit crisis but experience explosive growth demonstrated by earning the coveted Honor Roll Award by INC Magazine. By thinking beyond the norm and willing to explore where others fall short, we're able to offer solutions that outperform the ordinary. Our professionals are instilled to practice financial sustainability strategies which are aligned with our clients' goals allowing them to obtain extraordinary results with flexible qualifying solutions. Give us a call to experience our signature service. #LiveBetter
James made every thing great. He answered the phone every time we called and helped us through the whole process. It took a short amount of time to get the through the whole process. When we had questions about what the paper work was needed for, or some othe problem we thought we were having he was more than happy to take the time to explain it to us.
The people at Network Capital were outstanding. Christian L. and Sarah B were on top of things throughout. It made for an enjoyable experience. Their attention to detail and transparent communications made for a relaxing mortgage experience.
The entire process was quick and easy! I enjoyed working with my loan processor Robert Banning. He always kept me informed. Thank you guys again!
This company is truly unreal! I was helped through the process step by step. Anything that I questioned was completely and satisfactorily explained. The process took only 16 days start to finish. I would highly recommend this company.
As I see it, He is a top of the line person. As a professional, he is very knowledgeable about the business of banking, and life in general. I find him approachable and with high integrity. Did great work for me, and I would highly recommend him to any of my friends. I considered it a blessing knowing him.
Network Capital Funding started in 2002 and is headquartered in Irvine, Calif. The company also has a regional office in Miami and specializes in offering a streamlined (and fully remote) home loan delivery platform that includes features such as e-signed disclosures, document assistance and closing agents that come to your location.
The company is accredited by both the BBB and Consumer Affairs, and it offers fast closing times on certain loan programs and no lender fees, which means borrowers save on application, origination, rate lock, processing and underwriting fees. Its 2018 mortgage volume was nearly $400 million.
Network Capital Funding is licensed in Washington, D.C., and the following 24 states:
Network Capital issues loans for single-family homes, multifamily homes (two to four units only), condos, townhouses and manufactured homes. The company accepts credit scores as low as 600 — although in some cases income verification or appraisal may be required. It offers manual underwriting services and has two locations with loan officers: one in Irvine, Calif., and one in Miami, Fla.
Network Capital Funding is a full-service direct lender offering a variety of programs for borrowers looking to purchase a home or refinance their mortgage. As an approved FHA/VA lender, it also offers government programs with relaxed eligibility requirements.
The company has a range of borrowing programs with competitive rates and minimal down payments:
The company offers the following refinance programs for borrowers facing credit or income difficulties:
Network Capital also offers home equity loans and home equity lines of credit. These programs require a minimum credit score of 680 and a max LTV of 95%.
In addition to these programs, the company offers the following cash-out refinance programs for borrowers interested in debt consolidation, home improvements or obtaining funds for personal use.
Network Capital Funding also offers a “same as cash” pre-qualification for certain purchase programs. By fully underwriting your loan in-house, the company minimizes wait times and allows buyers to be competitive with cash offers.
After completing your online application, you will receive a call from the company and be transferred to a mortgage banker licensed in your state. The mortgage banker will be your main point of contact throughout the process; however, you will also be contacted by a loan processor when your file is submitted for underwriting approval.
All important communication with the company will be conducted via phone and email. Documents may be shared via email, secure upload or fax.
Although you will be in contact with a loan processor, all questions regarding terms or pricing and any other concerns should be directed to your mortgage banker.
Editorial Note: Parts of this article were reviewed by a lender to ensure accuracy prior to publication. The overall conclusions, recommendations and opinions are the author’s alone.
The information in this article is accurate as of the date of publishing.