Network Capital Funding Corporation
Network Capital Funding Corporation (NCFC), NMLS #11712, is a leading direct mortgage lender and servicer offering a variety of refinance and home buying options since 2002. Our mortgage professionals research all potential loan opportunities, find the market’s most competitive rates, and present the best scenarios based on your needs. We are known for our custom products, NO lender fees, and for the fastest turn-around times in the industry to make the lending process as painless as possible. Earning the coveted “Honor Roll Award” by Inc Magazine, we have been able to avert the credit crisis and experience tremendous growth even during trying times. See why thousands turn to us as their mortgage lender. Contact one of our licensed experts today to discuss your financing options.
I did not pick Carly but you know how some things happen for reasons? Well, I'm glad it did! I don't do loans or refinances very often but she was the perfect person to walk someone like me through it. She is patient and attentive to your questions and concerns. I would and will recommend her to anyone I hear is thinking of refinancing or starting a mortgage loan. Thank you for all your assistance Carly, you are the best!
Carly Maxwell was very pleasant to work with on my loan refinance. She was very responsive and completed the process in record time with no issues. I would definitely recommend using Network Capitol for your home loan needs.
I first learned about Network Capital Funding through the mortgage radio show on WMAL. I listened to this program on multiple occasions and was intrigued, but never made that call. I am typically skeptical of any non brick and mortar business, especially when it involves finances.
Recently, I applied for a refinance loan through my credit union and was declined immediately, so I decided to finally make that call.
Carly Maxwell immediately reached out to me and asked me what I was looking to accomplish. Carly was very personable and guided me through the loan process, I really felt at ease.
I was very impressed how Carly and her team made themselves available to me for any questions or concerns that I had about the particulars of my situation and the different options that were available.
Carly and her team were very efficient with any additional questions or follow ups that was needed to get the loan approved.
Please make that call, and let Carly assist your family.
Network provided the best rates right from the start,
Knowledgeable and helpful agents made the entire process a piece of cake
Adam is a hard working, straight shooting, knowledgeable agent.
He was extremely responsive and informative throughout the process.
Network Capital Funding started in 2002 and is headquartered in Irvine, Calif. The company also has a regional office in Miami and specializes in offering a streamlined (and fully remote) home loan delivery platform that includes features such as e-signed disclosures, document assistance and closing agents that come to your location.
The company is accredited by both the BBB and Consumer Affairs, and it offers fast closing times on certain loan programs and no lender fees, which means borrowers save on application, origination, rate lock, processing and underwriting fees. Its 2018 mortgage volume was nearly $400 million.
Network Capital Funding is licensed in Washington, D.C., and the following 24 states:
Network Capital issues loans for single-family homes, multifamily homes (two to four units only), condos, townhouses and manufactured homes. The company accepts credit scores as low as 600 — although in some cases income verification or appraisal may be required. It offers manual underwriting services and has two locations with loan officers: one in Irvine, Calif., and one in Miami, Fla.
Network Capital Funding is a full-service direct lender offering a variety of programs for borrowers looking to purchase a home or refinance their mortgage. As an approved FHA/VA lender, it also offers government programs with relaxed eligibility requirements.
The company has a range of borrowing programs with competitive rates and minimal down payments:
The company offers the following refinance programs for borrowers facing credit or income difficulties:
Network Capital also offers home equity loans and home equity lines of credit. These programs require a minimum credit score of 680 and a max LTV of 95%.
In addition to these programs, the company offers the following cash-out refinance programs for borrowers interested in debt consolidation, home improvements or obtaining funds for personal use.
Network Capital Funding also offers a “same as cash” pre-qualification for certain purchase programs. By fully underwriting your loan in-house, the company minimizes wait times and allows buyers to be competitive with cash offers.
After completing your online application, you will receive a call from the company and be transferred to a mortgage banker licensed in your state. The mortgage banker will be your main point of contact throughout the process; however, you will also be contacted by a loan processor when your file is submitted for underwriting approval.
All important communication with the company will be conducted via phone and email. Documents may be shared via email, secure upload or fax.
Although you will be in contact with a loan processor, all questions regarding terms or pricing and any other concerns should be directed to your mortgage banker.
Editorial Note: Parts of this article were reviewed by a lender to ensure accuracy prior to publication. The overall conclusions, recommendations and opinions are the author’s alone.
The information in this article is accurate as of the date of publishing.