Cash Back Comparison Chart

 
    Amex Blue Cash Preferred®
Spend Category   Rate Annual Cashback
Groceries   6% $ 324.00
Gas   3% $ 43.20
Category Spend w 6 mo LTO   10% $ 165.00
Travel Spend   3% $ 60.00
Other   1% $ 93.60
Total Annual Cash Back     $ 685.80
Year 1 Cash Back Total      
Cash Back     $ 685.80
Cash Bonus     $ 150
Annual Fee     $ 95
Net Cash Back First Year     $ 740.80
Year 2+ Cash Back Total      
Cash Back     $ 685.80
Annual Fee     $ 95
Net Cash Back Year 2+     $ 590.80
Total Cash Back     $ 1,331.60
 
Monthly Spend Assumptions
Groceries $ 450.00
Gas $ 120.00
Category Spend $ 250.00
Travel Spend $ 200.00
Other $ 780.00
Total Monthly Spend $ 1,800.00
Non $1,000 group average $ 746.51