|Poor or No Credit
(549 or less)
Great For: Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Purchase Intro APR
0% Introductory APR on purchases for 12 billing cycles, then 15.99% - 23.99% Variable
Balance Transfer Intro APR
15.99% - 23.99% Variable APR on purchases and balance transfers
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† Credit score information is provided through a relationship with Credit Karma, Inc. (“Credit Karma”). Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available TransUnion New Account credit scores of Credit Karma members who were approved for the product from August 2013 through July 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed.
†† Consumer review information is provided through a relationship with Credit Karma, Inc. (“Credit Karma”). Review ratings reflect the average rating of Credit Karma members who rated the product and do not reflect the views of Credit Karma or its affiliates.
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