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3 Great Cards for Foodies
Whether it’s a daily coffee in the morning, lunch with coworkers during the week or fine-dining your way through the weekend, being a foodie is no easy (or cheap) job. But, what if you could earn some cash back every time you satisfied a craving or socialized with friends just by swiping your credit card? If you’re a foodie who lives to eat, check out these three must-have credit cards that’ll make you feel just a little less guilty when spending money at all your favorite restaurants.
The card that earns you 10% back at restaurants (up to $200):Blue Cash Preferred Card from American Express
Our number one pick for credit cards for foodies is the Blue Cash Preferred Card from American Express, offering a whopping 10% cash back on purchases at U.S. restaurants in the first six months, up to $200 cash back (must apply by 5/3/17). Yes, that’s right – 10% cash back on all restaurant purchases. And, if you spend $1,000 within the first three months of card opening, you’ll earn a $150 cash bonus.
The Blue Cash Preferred card from our partner American Express doesn’t stop there, though. If you’re a foodie who not only loves to dine out, but loves to cook, keep reading. In addition to getting 10% cash back at restaurants, you’ll also earn 6% cash back (on up to $6,000 in annual spend) at U.S. supermarkets. This card will help you save whether you go out to eat, or stay at home.
Most Appropriate For:
Anyone who loves to dine out or dine in! The Blue Cash Preferred Card from American Express feels like it was designed with foodies in mind. While the card does have a $95 annual fee after the first year, the serious rewards make covering that a low bar. Just over $30 per week spent at U.S. supermarkets will earn you enough cash back to cover your fee for the year.
The card that will get big cash back with no annual fee:Discover it Cashback Match
For new cardholders, Discover will double all the cash back earned in your first year of using the Discover it Cashback Match. Normally, you’d earn 5% cash back on rotating categories that change every quarter and 1% back on all other purchases. But now, you’ll effectively earn 2% on regular purchases and 10% cash back* on all purchases in the rotating categories (up tp the quarterly limit) made within the first year. While we can’t guarantee what categories Discover will tag going forward, each of the last few years has always had gas, restaurants & movies, home improvement stores, and department stores. During the quarters that include restaurants, you'll be able to earn some serious cash back from doing something you love – dining out! (Just be sure to activate the rotating categories each quarter.)
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Discover it Cashback Match is ideal for those who don’t want to pay an annual fee but still want to reap awesome cash back benefits normally reserved for credit cards with fees. Since Discover will match all of your rewards dollar for dollar the first year, this card is perfect for those who know they can maximize their spending in Discover’s quarterly rotating categories.
The card for simple, consistent cash back:Chase Freedom Unlimited
If you don’t want to keep up with rotating categories or pay an annual fee, Chase Freedom Unlimited is the card for you. With 1.5% cash back on all purchases all the time and no annual fee, the card is simple and straightforward. As an added bonus, new cardholders receive $150 cash back for spending $500 in the first three months of account opening.
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Chase Freedom Unlimited was designed for the simple foodie who doesn’t want to pay an annual fee or mess with rotating categories. The card offers a straightforward 1.5% cash back on all purchases – whether you’re purchasing your daily latte or buying ingredients to cook a gourmet meal for friends. It’s simple to use, it’s easy to understand, and best of all it doesn’t cost a thing to earn cash back and rewards.
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