Mortgage Rates

Lender Ratings & Reviews

Honest Feedback from customers like you

  • NMLS ID: 133056
    from Los Angeles, CA - October, 2017

    "Thank you so much, Ryan and Jeff! You are certainly great to work with. You made the process so seamless and simple. You always update me guys of each step until we had it all done. The rates you offered was irresistible, plus I got some savings which I was not really expecting at all. If there are people close to me who are shopping for the best mortgage loan or refi , I will definitely send them to you"... Read More

  • from Frisco, TX - October, 2017

    "Great and timely communication and closure."

  • NMLS ID: 2948
    from Sumter, SC - October, 2017

    "Great company and easy to work with. Would recommend them to anyone needing to refinance."

  • NMLS ID: 423112
    from Allentown, PA - October, 2017

    "Applied for a loan thru them before noon time on friday and had to call around 2pm cause i still haven't heard from them. Considering this was supposed to be a 24 hr loan approval, i was told by the customer rep that they just forgot to send me a email stating that i was not approved for the personal loan that i ask for. When ask for the reason why she kept saying the reason for the refusal so fast that it took until the 5th time asking when she finally slowed downed enough to tell me. It was a very lame excuse, especially since i only needed the money to help defer payments that are coming up so not to affect my credit rating. I got mad cause if they would have sent out the email to me in the morning i could have tried to find resources to get another loan somewhere else but they wasted the whole day not telling me. Even asked if i took it at a lower amount say only 3k instead of 5500 as i originally asked for and was told real fast...no amount is going to get you a loan approval. Yeah funny since i have a 715 credit score and i'm being treated like i have a 300 credit score. Its always nice when a bank thinks outside of the box to lure in customers and then in the end, just acts like all other banks in the way they treat you. Not happy"... Read More

  • NMLS ID: 260264
    from Parker, CO - October, 2017

    "I can't say any more positive things about Alex that I didn't mention in my review of the company, but we didn't have any complaints or uneasiness throughout our entire re-fi process. It was a quick, efficient and relaxed couple of weeks going through the documents and paperwork, and although we weren't in a rush for anything, he delivered exactly on time as he promi sed. Discussions were loose and almost felt like you're talking to a friend more than an agent. Questions were answered in a timely manner and his availability was always open. Not once did I ever have to wait or wonder when I would receive an answer from him as he was prompt with his responses and explained things in a way that was easy to understand. If i run into anyone else that may be going through a re-fi or looking for a loan i would most definitely refer Alex for their questions and concerns. Even if we didn't choose Pacific Beneficial Mortgage as our lender, I feel like Alex would still be kind enough to answer any financial questions that one may have about the mortgage process. Great rates and great customer service and nothing but positive things to say about Alex and his work ethic. I'm sure everyone on his team is just as great, but if you don't want any ifs, ands or buts, he's your guy. Straight to the point yet friendly, professional yet personable. "... Read More

  • 58%
    of potential homebuyers stated “getting the best deal” (price) is their most important feature when considering a mortgage
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  • NMLS ID: 400039
    (4.9 of 5) 2421 Reviews
    from Leo, IN - October, 2017

    "Very stressful, bank kept asking for the same information over and over, Brad was the only reason I stayed with the bank, but all said and done, I am happy with the way the loan was processed ."

  • NMLS ID: 12147
    from Garfield, NJ - October, 2017

    "Richard is an amazing mortgage broker. Was always cheerful to answer the phone no matter how often I called. He also dealt well with the complications arising from my particular purchase. He kept me up to date with the process, and got me an amazing rate below 4%. I will definitely recommend them to friends and family. "

  • NMLS ID: 1345190
    from Cottonwood, CA - September, 2017

    "In our refinance with Grander, we received a rate a full percentage below what my current lender offered with no points. The process happened in a timely manner and the responsiveness of our agent (Matt) was excellent. I was reluctant to respond to an advertisement in email but I am so glad I did. Closed a month ago, payoff of old loan seems to have gone through s moothly. Saving big time monthly now, guess I'll buy that truck"... Read More

  • NMLS ID: 1057
    from Denver, CO - October, 2017

    "Brandon has been very helpful...and even cheerful! He always answered our questions OR found someone who could do that. We would work with him again. Thanks to Brandon, our refinance loan closing was smooth and rather painless. B&K in Denver"

  • NMLS ID: 292897
    from Fort Worth, TX - August, 2017

    "Chris went above and beyond our expectations. He was knowledgeable and always available for any questions. Very satisfied with his work and would highly recommend to anyone looking to buy a home."

  • NMLS ID: 76967
    from Costa Mesa, CA - October, 2017

    "Adan handled my loan with aplomb. Most of the process was online and easy to navigate. He didn't pester but was only a phone call away throughout. Easiest refi ever."

  • NMLS ID: 6666
    (4.8 of 5) 486 Reviews
    from Louisville, KY - October, 2017

    "I worked with Roger, Kyle and Josh at Envoy and they were great. They got me the best rate of anyone in Louisville between 4 other banks. They were prompt with answers and sent a weekly update to know where you are in the loan process. Josh also comes to the closing and will help you with any questions day of closing. Would work with again. "

  • NMLS ID: 3035
    (4.9 of 5) 184 Reviews
    from Braselton, GA - October, 2017

    "I first encountered Daniel Kapalin on a call back from my enquiry to Lending Tree. I had been unable to secure a loan a few months earlier due to a disputed issue in my credit report. After diligently paying down my credit cards and paying EVERYTHING on time, I felt I had repaired my credit rating enough to secure a home mortgage loan. I heard from three lenders that day, two turned me down, even though my score was sufficient. Mr KAPALIN took my information and I had a pre-approval letter within 24 hours. Once we found a home and made an offer, I notified Daniel Kapalin and he and his team at VanDyk Mortgage got right to work. We closed in just under 45 days. Though Mr Kapalin was not a local lender, he coordinated closely with my realtor through almost daily emails, and he got it done.. Some members of his team were affected by hurricane Irma, but there was hardly a moment missed. The level of coordination, communication, and courteous, friendly customer service was extraordinary. My realtor was quite impressed, and she is one of the top selling agents in the area, with a portfolio of clients with homes up to 15,000 square feet - so impressing her is no small feat. I would recommend Daniel Kapalin without question or hesitation. It was a genuine pleasure working with him and his team. I hope never to move again. It’s exhausting, but if I do' I will contact Mr Kapalin for my mortgage."... Read More

  • NMLS ID: 12901
    from Casa Grande, AZ - June, 2017

    "As a real estate agent I have worked with many different loan officers. However, Nancy is one of a kind. She truly cares about her clients and always is available to answer any questions you have. Nancy is also very knowledgeable about the loan process and has helped me already with several clients. I look forward to continuing to partner with Nancy in the future."

  • NMLS ID: 128231
    from Whittier, CA - November, 2016

    "Very helpful and good follow up"