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Lender Ratings & Reviews

Honest Feedback from customers like you

  • (4.7 of 5) 131 Reviews
    from Westminster, MD - February, 2018

    "The consultants of DFR was very helpful, professional and friendly, treated me as a friend, makes the whole process way much more easy and comfortable. My whole load problems of debt lifted off my shoulders, makes life more bearable. The FDR very understanding about my financial burden like no other, they only required payments of settlements that I can afford. I do n't know what I will do with out their help. Thank you "... Read More

  • NMLS ID: 1110278
    (4.9 of 5) 685 Reviews
    from Spring Hill, TN - February, 2018

    "I worked with Cassandra, Leonala and Annelee. They were all very professional yet personable. They kept me updated frequently on the process of the refinance. I felt the fees and closing costs were somewhat high, but overall a good experience."

  • NMLS ID: 2767
    (3.8 of 5) 213 Reviews
    from West Springfield, MA - February, 2018

    "i am very pleased with the help that i reacieved"

  • from Jersey City, NJ - February, 2018

    "First and foremost, I was blessed to have an amazing Loan Consultant in Kim Frost. She is a diligent worker and great consultant who truly cares for helping out her customers. I had applied to iLending Direct back in November 2017 knowing full well my credit score was in the fair range. I roughly had 650 to 670 FICO credit scores from all three bureaus. To top it o ff, I was trying to refinance my Jeep SRT in which I was paying $1224 a month with an interest rate of 13.49% and it had roughly 10k in negative equity from a previous vehicle. At the time I financed the SRT with Chrysler Capital, my credit scores were worse than what I indicated - they were around 590 to 600 when I got the Jeep. But I didn't care because my salary was great, I wanted the Jeep, and I could afford those payments. After a while, I realized that I was over paying for this SRT so I spoke to Kim Frost in November 2017. She was definitely honest from the beginning. She indicated that my credit scores of 650 to 670 in conjunction with my negative equity of 10k would make it extremely difficult to refinance my Jeep. She prudently suggested a number of things to put me in a better position to apply before she filed my application - because she did not want to subject me to hard inquiries which will drop my credit scores even more. She suggested that I better my credit scores by paying ALL past debt and bringing my credit card usage under 30% and to lower my debt to income ratio. As such, fast forward to February 2018. I improved my credit scores in the range of 690 to 710 for all credit bureaus, lowered my debt to income ratio within reasonable limits, and made modest payments on my Jeep. Because of Kim's efforts I was able to refinance my Jeep SRT at an interest rate of 3.83% from a 13.49% with my monthly payments going down to $857 a month (saving $367). I strongly believe had I not engaged that meaningful conversation with Kim back in November 2017, I would have still been over paying for my Jeep today. Kim saved me well over $13,000 of interest that I was going to pay for this Jeep with the 13.49% interest rate. Kim is truly an amazing person and very friendly. She sincerely cares for her customers and she stuck with trying to help me out for over 4 months. She always got back to my messages whenever I tried reaching out to her and she always called me back over the 4 months getting updates on my financial status. To all people who were in my predicament, meaning you have negative equity in conjunction to a very high interest rate, please give iLending Direct a serious chance. BUT ALSO BE PATIENT. It is not easy to find a lender that will approve a vehicle with negative equity and a prospective applicant with a poor to fair credit score thus making you a high risk to the lender. Give the loan consultants time and they will make it happen just like what Kim did for me. Finally, before I reached out to iLending Direct I saw reviews as to people complaining about hidden fees. First of all, you should always ask about any and all fees. To think a company will hook you up with a better refinancing loan and not get anything for it is a little naive. How else are these loan consultants going to get paid to do they job? I believe the $445 fee is appropriate given the fact they might be saving you thousands of dollars on refinancing your loan. GAP coverage would only be recommended for those like me who have negative equity. Warranty was not necessary for me since my vehicle is covered by Jeep's Maximum Care coverage. All and all, I highly recommend iLending Direct and I sincerely hope any future applicant will be fortunate and blessed enough as I was to have Kim Frost as your loan consultant. "... Read More

  • (4.8 of 5) 269 Reviews
    from Poplar Grove, IL - February, 2018

    "Daniel was very professional fast and friendly."

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  • (4.8 of 5) 73 Reviews
    from Brooksville, FL - February, 2018

    "If you are looking for an affordable, fast and easy auto refinance then these are the ones to go with. Our agent Justin was very efficient and got it done in 2 days, highly recommend Auto Approve! Two thumbs up!"

  • NMLS ID: 58775
    (4.8 of 5) 1147 Reviews
    from Wickliffe, OH - February, 2018

    "Mr. Akim of Reliance was extremely helpful throughout the entire process even with the minor obstacles we encountered. I would definitely recommend Reliance to anyone in need. Thanks."

  • (4.8 of 5) 25 Reviews
    from Texarkana, TX - February, 2018

    "Have nothing but good thing to say about On Deck. Was easy to get loan and everything that was told to was true. Would use again "

  • NMLS ID: 277676
    from Dallas, TX - February, 2018

    "Experience with Lendova Home Loans was great. Excellent service, no surprises revealed at the end, and very timely. Just wish I had found them when I was purchasing my house. "

  • NMLS ID: 13390
    (4.7 of 5) 2921 Reviews
    from Decatur, IL - February, 2018

    "I worked with Maricia and Zach, Thanks to them and Royal United my loan went through with out a hitch, I would recommend Royal United to anyone looking for a loan, they sure know there business and are very professional, real easy to work with, Thank you Royal United and your team!!!!"

  • (4.9 of 5) 270 Reviews
    from Oxford, MA - February, 2018

    "Bryant Hamman was an absolute professional. He was very informative and did everything in his power to earn my business. I would highly recommend using this company and particularly Bryant if you are looking for an auto loan refinance. I will definitely use them again if I need another refinance loan."

  • (4.6 of 5) 250 Reviews
    from Atlanta, GA - February, 2018

    "GREAT!! Fast service"

  • NMLS ID: 402135
    (4.9 of 5) 1035 Reviews
    from Houston, TX - February, 2018

    "Kim was amazing. My client (I'm a realtor) found Kim online and she was so easy and fun to work with. Kim kept us both updated throughout the entire mortgage process. Kim was easy to get in touch with if we had any questions. Most importantly, my client had a great rate, great service, and closed on time! I will definitely be recommending Kim to future clients."

  • NMLS ID: 4181
    (4.9 of 5) 125 Reviews
    from Saint Peters, MO - February, 2018

    "Although there were hiccups along the way which were out of their control, the experience and dealing with vanessa and brian were great!"

  • (4.8 of 5) 93 Reviews
    from Jacksonville, FL - February, 2018

    "The best car buying experience I have ever had. I have told all of my friends about the experience."