Mortgage Rates

Lender Ratings & Reviews

Honest Feedback from customers like you

  • NMLS ID: 418593
    (4.9 of 5) 184 Reviews
    from Montgomery, AL - July, 2017

    "You're going to receive calls from a bunch of lenders and 9 out of 10 of them are going to be pushy, fast talking and provided you few specifics on their rates and closing costs. John and First Federal are the 1 in 10 (maybe 1 in a 100) that does it right! 1. Origination fees: Most banks will charge you a 1% origination fee on the loan. The lender's "cost" to gen erate the loan. That can be quite a bit of money depending on the price of the home. First Federal however has a flat fee (under $700) to generate the loan, no matter how expensive the house is. This alone will save you thousands at closing! 2. Rates: This is an area I figured would be the same from lender to lender but surprisingly I found a lot of variation. That said, John and his team (along with 1 other lender) offered the best rate. First Federal however beat out the other as they offered up a lender rebate, which helped cover the VA funding fee. Awesome! 3. Customer Service: John was the one lender who provided me a loan breakdown right from the start. Most lenders will say "We can get you between X and X rate, with roughly between X and X closing costs." John on the other hand provided a detailed breakdown of the estimated fees and costs on day one. Of course they are just estimates but he provided details where others provided simply guesses (at best). More importantly though, John did not push us into choosing him and when we asked questions, he answered. He was extremely responsive and easy to contact when needed. 4. Getting to close: We were on a short timeline (military move) and had just over a month from offer to close on a VA loan. John and his team got us there. They made sure we got them what they needed early in the process so there were no hangups come closing time. And if we had questions about why we needed to provide certain documents they explained it and put us at ease. I've heard horror stories about short closing timelines but John and First Federal had no issues. Buying a house is stressful and this was our first purchase so there was an extra level just because we did not know what we did not know. John and his team though made it about as enjoyable as it could have been. I cannot recommend him and First Federal enough if you're looking for a VA loan. "... Read More

  • NMLS ID: 2473
    (4.7 of 5) 213 Reviews
    from Sanford, FL - August, 2017

    "Very responsive and forthcoming. Brian Lykins, with Swan Financial, is a great asset to their company"

  • NMLS ID: 7233
    (4.6 of 5) 75 Reviews
    from Kyle, TX - August, 2017

    "The entire process from beginning to end was very seamless and stress free. My loan officer kept me informed every step of the way. I would recommend Gateway to anyone."

  • NMLS ID: 4181
    (4.9 of 5) 28 Reviews
    from Chesterfield, MO - August, 2017

    "As a first time home buyer I didn't know anything about the loan process. My Loan Officer Todd Feager was always available to answer all one million (plus) questions I had, he kept me updated frequently along the entire way and was very personable. The loan officers at Top Flite are friendly, experienced and extremely knowledgeable. And customer service is top notch. I felt like they actually cared and I wasn't just a "file." I recommend them to everyone!"... Read More

  • NMLS ID: 410602
    (4.9 of 5) 150 Reviews
    from Kalispell, MT - August, 2017

    "Dave is absolutely amazing!! He was fantastic to work with - very knowledgeable, kind, patient, and encouraging. He made the whole process easy for me. He got me a better VA loan than my military bank was going to give me. He was more helpful than other loan officers I spoke with at my own bank. I would definitely ask for him in the future if I end up moving and buying another house!"... Read More

  • 58%
    of potential homebuyers stated “getting the best deal” (price) is their most important feature when considering a mortgage
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  • NMLS ID: 2229
    (4.9 of 5) 44 Reviews
    from Los Angeles, CA - August, 2017

    "Eric Toddy helped us to Refinance our house. We had a very complicated situation. Without his expertise, tenacity and kindness we would not have accomplished our goal. He guided us trough the process and followed up every step of the way. We are proud to be home owners Thank you with all our heart. Claire and Ron "

  • NMLS ID: 2819
    (4.9 of 5) 45 Reviews
    from Tallahassee, FL - August, 2017

    "Eric was extremely helpful and professional. "

  • NMLS ID: 10287
    (4.4 of 5) 725 Reviews
    from Timberville, VA - August, 2017

    "When I first started the home buying process, I had no clue where to start. I had requested quotes from a few places and ultimately decided to go with Mortgage Lenders of America. I was hesitant at first to go with a company that wasn't local, but I'm glad I did. This was my first home purchase, and I feel like given my personal financial situation, they did all they could to get me the best possible rates. I definitely do not regret my decision of sticking with MLOA"... Read More

  • (4.8 of 5) 34 Reviews
    from Pulaski, TN - August, 2017

    "Have been of tremendous help in resolving my significant debts to various creditors. Very courteous and professional. Recommend highly."

  • NMLS ID: 418467
    (4.8 of 5) 93 Reviews
    from Bradenton, FL - August, 2017

    "My experience was amazing. It was timely, seamless, and efficient. Anytime I had questions, her response was fast. Paige helped me understand what I needed every step of the way and was extremely helpful. I can't say enough about how happy I was with Paige and the her team. I was astonished with how professional and communicative her team is and how fast as I clo sed well before our expected time frame. Thank you so much, and I definitely recommend Paige! "... Read More

  • NMLS ID: 1067
    (4.9 of 5) 390 Reviews
    from North Wales, PA - August, 2017

    "We used Han many times and have recommended him to my parents and friends. Han is very professional but also very personal. He treated me and my husband with kid gloves and listened very well of what our needs were. He was able to explain all questions very clearly and at a pace we could understand. In this world of how complicated mortgages can be I highly recomm end Han very highl"... Read More

  • (4.8 of 5) 227 Reviews
    from Keller, TX - August, 2017

    "Customer service was great (Terry) filling out application was quick and easy "

  • (5 of 5) 8 Reviews
    from Milwaukee, WI - March, 2017

    "Rate was higher than expected but the best offer of the bunch. Nick from customer service helped me with the application which was nice. "

  • (4.8 of 5) 38 Reviews
    from Portage, MI - August, 2017

    "Outstanding from every aspect!!! Great communication, quick response, approval and funding!! "

  • (4.8 of 5) 55 Reviews
    from Yucaipa, CA - August, 2017

    "Forget all the rest. Turbo Title is a group of professionals, not a scam and not a company looking to make things hard on you so they can take your car. The rates are the best around not like the 90%+ rates you see everywhere else. They do what they advertise, they have excellent customer service follow through during the process and your money arrives in under one da y! I love that my payment at least sends half to principle and half to interest, allowing me to see some progress on paying down my loan. Would recommend them to anyone, including my family"... Read More