Atlantic Mortgage and Funding, Inc Ratings & Reviews

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NMLS ID: 155675

Atlantic Mortgage and Funding, Inc

(4.7 of 5) 21 Reviews

95% of our customers would recommend this lender.

About Atlantic Mortgage and Funding, Inc

Atlantic Mortgage and Funding is a Virginia based company that specializes in low fees, low rates, fast closings, and customer service. We offer a wide array of home loan products including Conventional, Super Conforming, FHA, & VA loans. Although...

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Loan Officers

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Christopher Phelan Raliegh, NC
Joseph Bell Raliegh, NC
Arthur Mausser Virginia Beach, VA
Tara Echols Virginia Beach, VA
Stephen Ryan Dallas, TX
Timothy Davidson Daphne, AL
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Customer Reviews

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21 Reviews

(4.7 of 5)
Review Breakdown
  • Loan Officer Review
    from Kissimmee, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Refinance and Closing

    (0) (0)
    very responsive and articulate

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  • Lender Review
    from Kissimmee, FL
    (4 of 5)
    Recommended!
    Reviewed:

    Refinance and Closing

    (0) (0)
    they delivered on what they promised. The closing was quicker than anticipated and very painless. We are thrilled with the experience

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  • Lender Review
    from Rio Rancho, NM
    (5 of 5)
    Recommended!
    Reviewed:

    SO WORTH THE CALL!!! You won't regret it!

    (0) (0)
    Received many mailers for VA IRRRL and decided to call Atlantic Mortgage since the mailer was very explainable. I thought too good to be true, but wanted to try for the lowest rate. Contacted them Sep 7 and closed Oct 6. Everything was done by phone, email, and signed electronically. Was able to skip 2 payments and received an escrow refund and nothing out of pocket. To anybody who thinks this is too good to be true, I'm very glad I decided to contact Atlantic mortgage. Interest rate is now 3.25%. Very satisfied. Thank you Mr Reichart and everyone at Atlantic Mortgage.... Read More

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  • Lender Review
    from Raleigh, NC
    (5 of 5)
    Recommended!
    Reviewed:

    Communications

    (0) (0)
    Great communication kept me informed during complete process.

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  • Loan Officer Review
    from Tarpon Springs, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Thank You "Brock" !

    (0) (0)
    Responded to mail offer for VA IRRRL refinancing of year old loan with VA at a reduced APR along with several other mail offers. Atlantic Mortgage and Funding representative, Tim (Brock) Davidson, who explained the program and helped me obtain a new VA IRRRL loan at a fixed rate of 3.25% which saved me two monthly loan payments (over $3K), a return of escrow (also over $3K), and a reduced monthly payment of almost $200 per month. A young vet who was working on a home repair in my house was also able to get much needed help from Atlantic Mortgage and Funding as well after my loan closure. We both benefited highly with the VA IRRRL program with Atlantic Mortgage. Couldn't be happier with the result too! Thank you Atlantic Mortgage... Read More

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  • Lender Review
    from Tarpon Springs, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Thank You Atlantic Mortgage!

    (0) (0)
    Responded to mail offer for VA IRRRL refinancing of year old loan with VA at a reduced APR along with several other mail offers. Atlantic Mortgage and Funding representative, Tim (Brock) Davidson, who explained the program and helped me obtain a new VA IRRRL loan at a fixed rate of 3.25% which saved me two monthly loan payments (over $3K), a return of escrow (also over $3K), and a reduced monthly payment of almost $200 per month. A young vet who was working on a home repair in my house was also able to get much needed help from Atlantic Mortgage and Funding as well after my loan closure. We both benefited highly with the VA IRRRL program with Atlantic Mortgage. Couldn't be happier with the result too! Thank you Atlantic Mortgage... Read More

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  • Lender Review
    from Bartow, FL
    (1 of 5)
    Reviewed:

    Worst Refi of my life! And I done a few!!

    (0) (0)
    It took 3 months to complete a VA Refinance that I was told could be completed in 30 days.. I was having to make house payments on the 29th day of the month each month due to the fact that they couldn't or wouldn't get the paperwork done. I was given 5 closing dates before it actually happened. Great communication when they are trying to get your business but that completely dries up once you are in the process. This company blamed the delays on a subordination agreement that I had to do the legwork to complete and had to pay the fee because they thought "the fee was too high". Not a good experience at all... Read More

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  • Lender Review
    from Chesapeake, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing!

    (0) (0)
    We decided to use Atlantic Mortgage to refinance our house. They made the process so easy. We were always kept up to date on how things were progressing and our agent, John, was always available to answer all of our questions. Thank you for making this an amazing experience!

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  • Loan Officer Review
    from Chesapeake, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Just Awesome

    (0) (0)
    I got a letter in the mail offering a lower interest rate so I gave them a call. After speaking with them they said they could LOWER MY RATE ALMOST A FULL 1%!! This saved me a little over $200/month on my mortgage payment! I Couldn't be happier, it was like Christmas in August!

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  • Lender Review
    from Chesapeake, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Just Awesome!

    (0) (0)
    Got a letter in the mail advertising a chance to lower my rate. I gave them a call and to my surprise, THEY WERE ABLE TO SAVE ME ALMOST A FULL 1%. This made a difference of over $200/month in my mortgage payment. Couldn't be happier with the process. I didn't have to pay any closing costs, I got to skip a few payments and lowered my mortgage payment. It was like Christmas in August. If you get a letter from these guys - give them a call... Read More

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Atlantic Mortgage and Funding is a Virginia based company that specializes in low fees, low rates, fast closings, and customer service. We offer a wide array of home loan products including Conventional, Super Conforming, FHA, & VA loans. Although we are committed to using technology to provide a lower cost and more convenience our team is always phone call away. Your personal loan consultant will help you through the time consuming process of finding the best home loan for your needs.

A+ rating with the BBB for customer service
Same day interest rate lock in
No upfront fee or application fee
Whether it's 0 points or 0 closing costs we'll find a loan that fits your needs